my parents had a bad experience wd citibank and yup, u can see for urself and try that company
why dont you try the AIG credit card?it has a 2.2% interest and it also have a free insurance..i think the requirement includes being employed for a year, at least age 25 and earning 15 K a month for a year...and if you transfer ur other credit card's outstanding balance, it will be as low as 0.79% interest if u avail the balance transfer application...naa pud sila mga members-only-sale na events sa mga resto and shops...
benefits inludes:
- free and transferable medical benefits
- free and transferable dental benefits
- free maternity benefits
and a lot more
just message me for more inquiries