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  1. #11

    Default Re: I want a Credit Card but which bank will answer my questions!


    my parents had a bad experience wd citibank and yup, u can see for urself and try that company

    why dont you try the AIG credit card?it has a 2.2% interest and it also have a free insurance..i think the requirement includes being employed for a year, at least age 25 and earning 15 K a month for a year...and if you transfer ur other credit card's outstanding balance, it will be as low as 0.79% interest if u avail the balance transfer application...naa pud sila mga members-only-sale na events sa mga resto and shops...

    benefits inludes:
    - free and transferable medical benefits
    - free and transferable dental benefits
    - free maternity benefits

    and a lot more

    just message me for more inquiries



  2. #12

    Default Re: I want a Credit Card but which bank will answer my questions!

    naa ta koy panguntana about metrobank cc.

    naa bay service ang metrobank credit card
    na puwede ka maka kita sa imung purchases via metrobank direct?

    nindot unta if naa sila something like www.citibank.com.ph,
    para ma keep track nato atung expenses.

  3. #13

    Default Re: I want a Credit Card but which bank will answer my questions!

    Personal advice way ayo ang credit cards. Kung mada pa ug cash, cash na lang kay ma lubong lang sa utang. Ok lang ang credit card
    if on time ka bayad kay if dili dako kaayo interest, naa pay daghan hidden charges.

  4. #14

    Default Re: I want a Credit Card but which bank will answer my questions!

    I'm using citibank. I could say grabe ang interest plus service charge pa per month.

  5. #15

    Default Re: I want a Credit Card but which bank will answer my questions!

    basta ang gamit sa akong credit card

    1. I can now use paypal which is important in buying items in ebay and other stores.
    2. Bidpay another way to pay for ebay items


  6. #16

    Default Re: I want a Credit Card but which bank will answer my questions!

    Para nako, wla gyud ayo mangutang. though i also have one credit card, ..all i can say is, if mangutang ta, make sure na makabayad ta sa ato gi utang, it should be within our limits not to the cards credit limit.

  7. #17
    Elite Member
    Join Date
    Feb 2005
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    1,012

    Default Re: I want a Credit Card but which bank will answer my questions!

    Agree ko nimo bro.

  8. #18
    lorddseis
    Guest

    Default Re: I want a Credit Card but which bank will answer my questions!

    Quote Originally Posted by Metz
    I know Im qualified, kaso lang kung mangapply ta sa mga banks igo rko i point sa brochure section. kwarta baya ni nya igo ra tawon ko pabasahon ug pino kaayo nga print.

    asay bank dinhi nga naa jud clay customer rep to answer my questions regarding CCs kay interested jud ko specially for emergency use as well as online use.
    Just a friendly advice. Read my thread "How Dangerous is a Credit Card" then decide if you still want one.

  9. #19

    Default Re: I want a Credit Card but which bank will answer my questions!

    Bro, better have a credit card with a bank that you are already doing business with. That way, the manager or your contact person can just facilitate the application for you. On the other hand, like what they are all saying, you can try citibank because they have very good service

  10. #20

    Default Re: I want a Credit Card but which bank will answer my questions!

    Per my experience, bro. Equitable is the best and you can get AmEx and JCB there too, apart from Visa and MC.

    Citibank raised their interest and they try to take your money nowadays any way they can using unethical and deceitful methods. Citibank has been VERY dishonest with me and my friends. Too bad, they used to be the best, but they're best avoided now.

    Too bad Equitable is being taken over by BDO. Dunno if they will maintain their quality.

    Unionbank, tihik ug credit limit.

    I also like Security Diners. No problems with this card so far.

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