spend less lang oi..lisud na..la na tay ikalahutay sa next year..hehehe
spend less lang oi..lisud na..la na tay ikalahutay sa next year..hehehe
i prefer to budget and save money for future use
Sometimes you have to analyze what you have, what you need, and what your priorities in finance are. Splurging is definitely a no-no, even for the holidays.
dah pinoy baya ta, bisan wlay kwarta padayon ang christmas
sos kung naay kwarta karon na year... pero mas better na spend less lang jud
nindot jud unta i splurge pero kng way budget dli nlang pd pugson. ppl are more pratical na these days.. buy nlang what is very important jud.. the rest save for the rainy days kay d na jud matag an ang panahon karn![]()
spend little, save some for the future, be practical..
e invest ang 13th month for a functional *something*...bitaw mas nindut man jud magsavings ai
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