hello puno lang ko, mura ka ni buy ana ug stocks bro, they call it NAV per share, nag invest napud ko ani sa philam kay agent man ako sis hehehe, naa pud banks mu hatag ani ITF man tingali ilang tawag ana, personal opinion lang, mahadlok gihapon ko anang mga coop , no offense lang sa uban, anyways sa philam naa to sila 3 products,
example rani na figures ha
1. high risk , high return
stocks - 80%
bank - 10%
govt bonds - 10%
2. balanced
stocks 40%
bonds 40%
bank 20%
3. low risk , low return
stocks 20%
govt bonds 40%
bank 40%
diba stocks mas dako man jud ang makuha pero dako sad chance dako loss?, govt bonds being very stable and banks lower than bonds but still safe to say na stable pud.
so.. check lang diri
Investment Company Association of the Philippines
kung gusto ka sigeg bantay sa current price
example ang price karun is 2 pesos per share
invest kag 10000 so 10000/2.0 = 5000 shares
even ig ugma mahimo na syag 3 pesos per share ma cash out na nimo imong
5000 shares x 3 pesos = 15000 so profit 5000
panglitan sad nahimog 1 peso then kailangan na kaau nimo ang money mu cash out ka,
5000 share x 1 peso = 5000 so lugi 5000
pero kanang example without na mga charges ha hehe naa pana initial charge then charge kung kuha naka earlier than 1 month or 3 months etc depende rana, ask your agent jud.