Citibank or HSBC?

[cmontoya]

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@all: Citibank. I just found out today that they put my card on hold despite me paying more than the minimum amount due and what's
worst, it would take them two months to reactivate my card pending approval. And when I asked about the procedure to cancel my card, they
just said to do it via e-mail. There wasn't even an attempt to retain my account. I know businesses are cold and heartless SOBs (don't believe
their BS about customer satisfaction or caring for the environment) but I expected a little pretense on their part.

Anyway, I plan to cancel my card once I fully pay them. I'm currently comparing other offerings but BPI seem to be okay (free annual fee for the
1st supplementary card). The other bank's websites could use lessons in usability and navigation as I couldn't find the information I need and had
to e-mail them.

So my take, thumbs down Citibank. Boo! Boo! <as if they care no?>

[jOmorzz]

wui, grabe sad jud diay mga experience sa uban abt ani no, planning to get a credit card unta pero ako nalang sa huna hunaon. thanks sa mga nagreply well appreciated

hunahunaa sa jud although gamit kaau ang card sa emergency pero magsalig naman noon ka...ako sad ni ipacancel akoa card basta fully paid nako..sayang kaau ang interest..

[plush]

is this citibank or hsbc in terms of their banking facility and services or their credit cards?

if banking, citibank jud. very convenient. you can do your banking business even on the phone 24/7 and online as well.

[judekirby]

cicbank

[taga_ipil]

credit card from the root word "credit" ... very negative force inside your wallet.

that's why I dont have one hehehe... I preferred debit card.

[charles]

hsbc bro..try lang na duha...and then im sure maka ingon gyud ka na sakto ko.hehehehhee

[StyM]

credit cards are bad for your health....

[avaya101]

citibank...!

[rexter]

kinsa kadawat ninug limited offer nga life insurance sa citibank? nindot ba ni?

[pridi]

with regards to both cards, i think both have good services. it actually boils down to the type of collection agent or customer service representative nga imong ma timing ug ka storya thru the fon....

bcos i have cards from both banks and i did experience some irking experience from both banks' collection agents. and i asked a sales agent from a small time insurance firm and he said that companies who have agents would either grow or die with the type of agents they have. kay tawo man gud..... dili nimo ma control bah... kay naka sulay gud ko nga gi bastos ko sa hsbc, pero next nakong naka storya weeks after kay pirti ka buotan....[br]Posted on: February 28, 2008, 11:26:05 PM_________________________________________________b asta expect nalang jud mo nga demanding jud na cla kay outsourced third party man cguro na cla nga gi bayaran sa citibank or hsbc just to collect lang jud, nga ila lang ipalabas nga they are from that bank....