Stocks and mutual funds?

[kalinaw]

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can u cite also some tips you learn from ur own experience

Lisod ni tobagon dha, deli ko kabalo kung asa ko mag sugod .

Bag-o raman pud ko sa stock trading, 2 yrs of experience and i consider myself as newbie. Na inganyo lang ko mag trade ug stock tungod pod sa privilege nga gihatag sa akong kumpanya. Gihatagan man gud ko nila ug ESOP (Employment Stock Option Plan) ug ESPP (Employment Stock Purchase Plan) niadtong nag sign-in ko sa ilang job offer. Deli na lang naku eh explain ng ESOP ug ESPP kay mura mag deli kaajo na relevant, pero ang akong gain sa ESOP & ESPP mao toy akong gihumong puhunan sa pag trade ug stock. I'm currently trading in US Market (NYSE, NASDAQ, AMEX & OTCBB - pinaka volatile neng OTCBB).

Nag lisod pod ko ug unsa-on pag sugod kay wala man gyud koy background ani, walay alamag sa taxation, economics & basic accounting. It took me almost a quarter pag research para lang maka sugod. My tool is google.com para sa akong research & unlimited internet access. Gi bisita naku ang phisix website, there is a lot of information on that site. Pero limited lang ang pag trade mo sa Pinas market, naa pud silay tutorial. Mura gyud ka ug nag trade in real world ang naka deperensya lang wla sya mag involve ug real money. So testing-testing pud ko didto, human wala man ko kaujon kay volatile man kaajo ang market sa Pinas plus daghan pa kaajong leak sa insider. Mao nga taas kaajog tsansa nga ma ipit imong kwarta.

I made-up my mind, i'll invest my money sa US market. For the following reason. Daghan kaajo kag resources kung mag researches, kung foreign client ka wala kay tax ang imo lang huna-hunaon ang commision sa broker ug usa pa i'm working in semicon industry as resident engr sa among sub-con. Leverage gyud naku kay naa man koy access sa volume sa production, deli lang sa akong companya pati na rin sa ibang kumpanya. So after 3 months of research, nag sugod naku. I used yahoo website para sa mga tsismis/ speculation sa kumpanya nga akong nagustuhan. If my memory serve me right, unang semana naku sa pag trade heng kita dajun ko ug mga 500 USD. Naka ingon ko sa akong kaugalingon nga dali ra kaajo ang kwarta diay sa stock market. Ako lang gi pasagdan ug heng taas pa gyud ang akong gain unja sa pag labay sa adlaw nawala na ang akong gain ug nahimo na akong pildero by 20% of my caps with-in a month. Lesson, ajaw pag dinalu/greed kay deli man nimo makuha ang tanang kwarta.

tip lang naku
Pag heng kita na ang imong investment short your position para naa kanay ginansya. Assume lang nato nga naa kay capital nga 10K USD human heng palit ka ug stock with a PPS (Price per Share) of 9.5 USD, so maka palit ka aroung 1000 share of stock. Imagine lang kung mahimong 10 USD ang PPS with-in a week. Di naa kay gain nga 500 USD minus 30 as commission (in & out) ergo my net ka ug 470 USD in a week.

Eh control nimo ang imong emotion para naa kay sound judgement sa good entry. I use technical analysis (TA) para sa good entry & exit sa akong swing trade, puede pud nimong eh combination ang fundamental (FA) & technical analysis (TA) para sa long term.

Profound reseach gyud sa imong nagustuhan nga paliton nga stocks. Puede nimong gamiton ang free service sa yahoo, msn, candlestick ug uban pa nga site. Start with yahoo/finance there are a lots of information

Take note kung bullish (going up) or bearish (going down) ba ang market.

Cyclical ang market, so ang trend maka tabang nimo. TA folks slogan trend is your friend

Use stop para deli ka pildiro kaajo, example kung ang stock mo ubos na ug 20% sa imong purchase PPS. Ang uban ila nang eh short (baligya) ang ilang position bisag pildi para maka avoid sa daku pang pildi para pod dali silang maka recover through buying ang active sector.

Diversify your investment, lisod man gyud kung ang imong itlog ibutang nimo sa usa ka basket. Unsa mahagbong ang basket ma disgrasya ang tanang itlog unlike kung imong eh diversify my tsansa nga deli ma disgrasya ang another basket.

Buy on rumor & sell on news, bisan gamay ra ang gain eh larga gyud kay deli manta maproblema sa tax kitang foreign client. US resident mag lisod ani, kay naa may silang tax ug daku pa gyud kung deli mo abot ug usa ka tuig. Mao most of US investor mag long term gyud pero ang trader in & out na sa market kay naa man silay special taxation.

Anhi sa ko kutob, ako na lang dungagan pag makahuna-huna pa ako.

PS
Apektado gyud ani ang imong tulog pag nag trade ko with different time zone, expect a new behavior (nocturnal). Mahimo kanang kabag or kwaknet . Hina-ut naka tabang ko, kung naa man gani lisod sabton palihug na lang pangutana para ahong pang ma explekar ug medyo klaro-klaro.

[sachem]

sound very interesting but if only it was in English i dont much understand Cebuano and, anyway, it is very well-said.

but i need more infos. i very much intersted from what kalinaw said. it is better to invest in the US than here. questions...

how do i buy shares in the US?

can you direct me to some companies that offers public shares (if this is correctly stated)?
i heard google offered once but with an equivalent share of USD 150, i think...

[kalinaw]

My apology sachem, i'm not good in english nor its my native tongue. So i prefer to write in my native lingo which is cebuano with a mix of J's. An influence from my hometown Leyte. Stock trading sound interesting but you cannot ignore the risk. You can make a lot of money & lose a lot. I'm making a lot of money last year, i mean last quarter of 2K3. No need to disclose a figures but to give you an idea how much. I make a profit equivalent to a mid-size SUV with in a week but stock trading its not full of glory. This year 1st & 2nd quarter, i was badly beaten. Almost 100% of my gain plus portion of my capital vaporize from my position. Man thats the tough lesson in my life, it took me almost a month to sleep at least 3 hrs/day. I'm totally devasted base on that experience, no wonder why folks in Taiwan & Japan suicide during the bubble.

You need to open an account from a broker to buy share of stocks in US market. Try to scan my 1st reply to Agokoy on opening an account. If you need further info, please let me know maybe i can help but please take note. I'm still a newbie on stock trading so there is a high chance that i cannot fill-in your queries. You can visit yahoo click me for yahoo finance for all tickers of the public listed company in US.

I believe google IPO (Initial Public Offering) was offered on the range of 80 USD from the institution. There 1st day of trading, it has a lowest price of 95 USD. Its normal in IPO at least 15% gain, the awesome about GOOG was it hit 201 USD with-in a quarter. dang i missed the GOOG train due to a high capitalization.

Hina-ut makatabang ang akong gipang sulat.

[sachem]

@kalinaw: thanks! yeah, i missed Google, too. it was only less than PhP 5000 ang share

[sachem]

can i market with other stock exchanges, like Nikei or in some other countries? how do they deal with money transactions? how do i get my earnnings?

[kalinaw]

As long as you have money to finance your independent investment, its your call to trade at different exchanges.

Here is how it works :
- you may opt opening an account at Singapore
- try DBS Vickers On-line
- the said broker, have a capability to trade on-line on different exchanges but Japan exchange (Nikkei) isn't part of them.
- you need 2K USD or equivalent to open an account.

money transaction :. I'm not sure what your referring to, anyway i'll try to answer.
- assuming you already open an account & funded.
- you can log-in on your account through on-line
- you'll notice on your account that you have enough cash or balance to trade.
- now you can start buying number of shares of the company you wish to invest
- my experience with DBS Vickers, they charge min of 30 USD per transaction (buying & selling)
- once the transaction was filled the said number of shares will reflect to your holdings
- you can sell your holdings anytime
- they will credit your proceeds to your balances

Earnings :
Just send an e-mail to your broker that you need to fund-out some of your balance. On your 1st request they require lot of proofs that you and the person name reflect on your account is the same. They also required a fax transmittal of your request to authenticate your signature...... HTH

[sachem]

USD 2k?!! my goodness! that's a lot of money to start with are there any brokers there who are willing to start lower than that?

@kalinaw: how did you ever start with stocks? did you ever start with a lower amount?

[kalinaw]

how did you ever start with stocks :
it all started when my company vested my Employment Stock Options Plan (ESOP) & the company start to issue certificate on my Employment Stock Purchase Plan (ESPP). Through then i open an account & used my gain to finance my stock trading & everything is history.

did you ever start with a lower amount :
Search for Pinas broker, i believe you can start lower than 50K Php but youre limited to Pinas exchange. Mine i start with big caps, i mean for an ordinary Juan like me its big na tingali (i divulge some info earlier, hoping nakuha nimo).

some info i disclose earlier, erase.... erase..... erase

[aninipot]

For information on current stocks price and trends visit

http://www.financemanila.net

[M@rv|n]

kalinaw!!! ahehe matsalams!!! makisawsaw sad ko sa risk but b4 that ahehe mag 3months research sad ko ... salamt sa info ug sa experience na imo share ...