Sun Life vs. Philam Life Mutual Funds

[ofw_cebu]

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you don't have to worry kung mawala ang imo broker kay you invest direct to the MF company anyway, in my case, even if wala na ako broker, i can always to go to Sunlife office or PAMI office to withdraw my investments. I haven't invested through IMG yet since I just knew about them quite recently, but I will be having one through them in the next few months.

[Metz]

so mas ok d i ang sunlife. hadlok man gud kaau kung mawagtang na imong broker after ka mu buy sa product. ask lng ko if taga IMG pud imong broker?

don't worry about losing your broker bai.
Kung responsable siya, he will inform you if mo quit na siya, and he will refer you to a teammate or his manager.
And even if wala siya you can transact directly sa MF and Im sure minimal ra ang cost ani compared sa tubo sa imo investment. But worst case scenario na ni. kay daghan jud mo atiman nimo didto.

[wizard_jamex]

so mas ok d i ang sunlife. hadlok man gud kaau kung mawagtang na imong broker after ka mu buy sa product. ask lng ko if taga IMG pud imong broker?

Don't worry about losing your broker. As what Metz said, if that guy is a responsible broker/person then he will his clients to transacts MF to other broker or his teammate. You can also go directly to the MF Company.

My Opinion (POV):
It seems that you have little understanding about Mutual Funds. I suggest you don't investment mutual funds for this time, because you might be regret about the results of your investment. I suggest you need to read more about Mutual Funds. You must also attend some Financial Literacy.

You can also read books like "Wealth within your Reach...Pera Mo, Palaguin Mo" Book 1 and 2 by Franciso J. Colayco. This books contains informational about Mutual Fund and you can also learn about financial concepts...

[neo4596]

Don't worry about losing your broker. As what Metz said, if that guy is a responsible broker/person then he will his clients to transacts MF to other broker or his teammate. You can also go directly to the MF Company.

My Opinion (POV):
It seems that you have little understanding about Mutual Funds. I suggest you don't investment mutual funds for this time, because you might be regret about the results of your investment. I suggest you need to read more about Mutual Funds. You must also attend some Financial Literacy.

You can also read books like "Wealth within your Reach...Pera Mo, Palaguin Mo" Book 1 and 2 by Franciso J. Colayco. This books contains informational about Mutual Fund and you can also learn about financial concepts...

yeah i humbly admit that i do not have sufficient knowledge yet about mutual funds. however, i do believe that experience is the best teacher. i can give mutual fund a try. as to regrets, i have a few. my greatest regret was when i joined that networking group called legacy. you know the reason why. i just hope and pray that this time i'll be on the right track with the right people to transact business with and the right business to invest in.

[makie]

yeah i humbly admit that i do not have sufficient knowledge yet about mutual funds. however, i do believe that experience is the best teacher. i can give mutual fund a try. as to regrets, i have a few. my greatest regret was when i joined that networking group called legacy. you know the reason why. i just hope and pray that this time i'll be on the right track with the right people to transact business with and the right business to invest in.

Mutual funds I believe is the safest and easiest way to invest. All you have to do is invest an amount and let professional fund managers do the work. You don't have to worry because it's just like depositing in a bank, you give the institution the money and you can forget about it, it will grow in time.

However, be mindful that mutual funds aren't insured by PDIC because it is not a deposit but an investment. It's the risk to take in mutual funds. However, personally, I will 100% suggest investing in mutual funds rather than letting money sleep in the bank. The returns of mutual funds are much, much higher compared to banks in the long run. Basically, the risk is just tolerable especially if you do it long term.

[wizard_jamex]

yeah i humbly admit that i do not have sufficient knowledge yet about mutual funds. however, i do believe that experience is the best teacher. i can give mutual fund a try. as to regrets, i have a few. my greatest regret was when i joined that networking group called legacy. you know the reason why. i just hope and pray that this time i'll be on the right track with the right people to transact business with and the right business to invest in.

You will be on the right track. More info you can watch channel 28 at Sky Cable (wealth tv channel). Sa IMG nga bro. I understand your situation and that's why you still keep on it searching about MF and our Company (IMG).

[neo4596]

you don't have to worry kung mawala ang imo broker kay you invest direct to the MF company anyway, in my case, even if wala na ako broker, i can always to go to Sunlife office or PAMI office to withdraw my investments. I haven't invested through IMG yet since I just knew about them quite recently, but I will be having one through them in the next few months.

sir/maam, regarding your investment sa sunlife, you can actually monitor and see the growth of our investment online? i mean pareha jud sa banks na you can monitor your savings account, for example, sa internet?

[neo4596]

mas mahal man d i ang sa sunlife kay 10k man ilang initial investment, then 5k ang additional. sa philam ang barato coz 5k ilang initial then 1k ang addtional.

[wizard_jamex]

mas mahal man d i ang sa sunlife kay 10k man ilang initial investment, then 5k ang additional. sa philam ang barato coz 5k ilang initial then 1k ang addtional.

10k ang PhilAm bro. 1k ang add-on.

[neo4596]

10k ang PhilAm bro. 1k ang add-on.

kta ko sa philam website bai, 5k ang bond fund, philam fund ug GSIS mutual fund. wla ni na-update? ni-increase na to 10k?