How old are you? And how much is your savings na?

[quantuminplus]

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nakakita na nako....... nice kaau marclouie...... and ur also chinese.... nindot kaayug training for sure sa pagdala sa money since early age....... thumbs up......

[makie]

Wow! Good to see nga daghan kaayo ang conscious about savings and investments.

[quantuminplus]

Wow! Good to see nga daghan kaayo ang conscious about savings and investments.

bro..... share sad sa imo ngari......

[Ryan Tan Yu]

Pwede mo-apil?

23 years old, agent, WALAY savings!

Because I make sure I don't have a cent sitting around doing nothing.

To those who do have savings, why don't you let your money grow? If managed well, it can double in 1 month. Or in 2 days. First time nag-negosyo ko, palpak kay wala' na koy ika-lawog sa baboy. Second, 7k grew into 55k in 5 months. 7k wasn't even my savings, but my 15-day salary.


Allow me to leave an original quote: "Counting your assets is nothing compared to watching them grow"

[silent-kill]

ngiga gud nimo bai wa kai pang emergency fund?

[cebu.opportunities]

maka-inspire mani diri uy...
ni gimaw pa gyud aq childhood dream business.

hoping naay discussions/forum in person jud...in time...

[marclouieyap]

Pwede mo-apil?

23 years old, agent, WALAY savings!

Because I make sure I don't have a cent sitting around doing nothing.

To those who do have savings, why don't you let your money grow? If managed well, it can double in 1 month. Or in 2 days. First time nag-negosyo ko, palpak kay wala' na koy ika-lawog sa baboy. Second, 7k grew into 55k in 5 months. 7k wasn't even my savings, but my 15-day salary.


Allow me to leave an original quote: "Counting your assets is nothing compared to watching them grow"

Nindut bro, pero share lang sad ko para mas maimprove imo pag manage:

Tinuod imo sulti bro, pero nindut sad if you set aside something just in case another opportunity opens up for you, naa dayun kay mabutang dritso. Para daghan ka sources ba. ok rasad hurot basta naa kay madali2x ug bira.

and if ana imo style nga hurot2x jud, you need to have some kind of protection to cover up for emergencies just in case something unexpected happens..

Like wala ta kahibalo nga maigo ka critical illness or ma accident ka. If naa nkay protection, then dili na mahilabtan imo gipatubo nga kwarta kay tungod naa nay mucover para nimo.. Kay if wala kay protection, then possible nga tanan imo gipatubo will all go down to drain then start nasad ka balik..

And for me nindut sad if you live a balanced life. So ang na set aside nimo gamay, pde nimo pangsuroy panagsa. Para naa sad ka makita nga lain perspective and if business minded ka, daghan ka makita opportunities and systems na pde nimo ma apply to make your business grow.. So dili lang cya pang lingaw2x, a kind if knowledge accumulation sad..

suway sad ko ana 7k-50k in 3-5 months before. Sakay2x sa Agriculture price trend sauna

[Ryan Tan Yu]

ngiga gud nimo bai wa kai pang emergency fund?

Naay ma-prenda kung kinahanlan ^_^

[marclouieyap]

plus savings doesn't necessarily means nga liquid.. Pwede sad baya na mga Mutual fund and etc.. nka invest cya para sige tubo and maconsider cya as non-liquid savings

[Ryan Tan Yu]

Nindut bro, pero share lang sad ko para mas maimprove imo pag manage:

Tinuod imo sulti bro, pero nindut sad if you set aside something just in case another opportunity opens up for you, naa dayun kay mabutang dritso. Para daghan ka sources ba. ok rasad hurot basta naa kay madali2x ug bira.

and if ana imo style nga hurot2x jud, you need to have some kind of protection to cover up for emergencies just in case something unexpected happens..

Like wala ta kahibalo nga maigo ka critical illness or ma accident ka. If naa nkay protection, then dili na mahilabtan imo gipatubo nga kwarta kay tungod naa nay mucover para nimo.. Kay if wala kay protection, then possible nga tanan imo gipatubo will all go down to drain then start nasad ka balik..

And for me nindut sad if you live a balanced life. So ang na set aside nimo gamay, pde nimo pangsuroy panagsa. Para naa sad ka makita nga lain perspective and if business minded ka, daghan ka makita opportunities and systems na pde nimo ma apply to make your business grow.. So dili lang cya pang lingaw2x, a kind if knowledge accumulation sad..

suway sad ko ana 7k-50k in 3-5 months before. Sakay2x sa Agriculture price trend sauna

Sa tinuod lang, naa may ma-bira just in case. But I don't count it as savings, kay halin ni siya. Naka-suway pud ko hapit prenda sa sakyanan kay i-invest lagi unta' nako' ang kwarta. You're right, in-kaso naay mahitabo' we should have funds easily available. Mag-labad lang ko magtan-aw na naay kwarta na nag-pundo ra, sayang iyang potential to grow (especially knowing na naa kay kabutangan niya para motubo').

The worst that happened was, katong nanganak akong asawa then na-confine ang baby for 1 week. My wholesaling business completely shut kay nagamit ang kwarta. Now, we're back on our feet na hinuon.