Sun Life vs. Philam Life Mutual Funds

[lorenzoleo]

---

Both companies are good. But be sure to understand the product or portfolio that you get.
Be sure to know the pros and cons of the product para dili ka mag mahay. Know the exact benefit and see to it that it is worth it.

If you want to grow your money for your long term, It is not advisable to place it in the bank because inflation will just eat up your money. Money in the bank is much riskier in the long term due to inflation. Make sure your money will grow more than the inflation rate of our country.

Look for a person that is not just an agent but a real Financial Advisor who can guide you.

[nvv21]

I Agree both of the aforementioned are really good companies and put some money there and the other some its diversification its in scripture...

[innosoftcebu]

I see no problem in which is best. It is just the question on taste.

[gladzmae]

HI guys! investing is actually a very risky decision...but nevertheless, im also from a life insurance company..if you're also interested you can pm me...tell me what you want and ill make a proposal with no commitments so you would see...dili p tka pa byrun ha..mg discuss rata...maybe i can help you..

[MK]

not sure with philam...but I find sunlife convenient
you can monitor all your policies/MF navs in one online account (insurance,pre-needs and Mutual Funds)
pwede sad nimo bayaran imo premium online...not biggy but just convenience
(though MF performance is average compared to other player imo hehe)

[lorenzoleo]

First Metro Asset Management ako ika recommend karon sa Mutual Funds. Sa IMG, daghan kag ma pili.an unsa na company, at least dili baised ang broker kay diversified Financial Companies man. T_T! Mao ni Imung mapili.an sa IMG :

Healthcare:
- Kaiser-Cocolife(Short Term and Long Term care)(You can use both Kaiser Network of Doctors and Cocolife Network of Doctors)

- Medicard
- Intellicare

Life Insurance (We only offer Pure Insurance, Equity Term 20) (We believe in the concept of B.T.I.D "Buy Term and Invest the Difference")(We can tailor your own Financial design for B.T.I.D)
- Cocolife
- Grepalife

Non-Life

-MAA
-UCPB
-Malayan
- Generali

Investments (MF)
- First Metro Asset Management
- PhilEquity
- PhilAm Asset Management
- Prudential Optima
- MAA Mutual Life
- United Fund

Real Estate
-Ayala Land
-Crown Asia

[nvv21]

Nothing in this world is not risky have you asked yourself if you go out the streets if you are not risking your life going out? do you know what will happen to you? see the risk? but why did you risk going out? with mutual fund same thing...

HI guys! investing is actually a very risky decision...but nevertheless, im also from a life insurance company..if you're also interested you can pm me...tell me what you want and ill make a proposal with no commitments so you would see...dili p tka pa byrun ha..mg discuss rata...maybe i can help you..

[neo4596]

also curious to what happened sa mga naka start na hope mka share pud mu sa inyo experiences..

bitaw. curious kaau ko kung unsa nay nahitabo sa kadtong naka-invest na. palihug share your experiences para pud makabalo ang tanan.

[ofw_cebu]

I have invested in both (Sunlife and Philam) Mutual Funds

PROS & CONS

Sunlife - has online account where you can see/track your investments, edit your personal details (address, phone, etc)
- I can still get in touch with my agent even though the last time I invested was 3 yrs ago.
- returns - competitive pod

PAMI - no online system, don't have a clue kung kinsa kontakon kung mag change ka imo details (address, phone, etc)
- in relation to the first comment, wala nako idea asa hagilapon tung agent sauna, iya email ning bounced na. . .
- Returns - competitive pod ila equity fund.

[neo4596]

I have invested in both (Sunlife and Philam) Mutual Funds

PROS & CONS

Sunlife - has online account where you can see/track your investments, edit your personal details (address, phone, etc)
- I can still get in touch with my agent even though the last time I invested was 3 yrs ago.
- returns - competitive pod

PAMI - no online system, don't have a clue kung kinsa kontakon kung mag change ka imo details (address, phone, etc)
- in relation to the first comment, wala nako idea asa hagilapon tung agent sauna, iya email ning bounced na. . .
- Returns - competitive pod ila equity fund.

so mas ok d i ang sunlife. hadlok man gud kaau kung mawagtang na imong broker after ka mu buy sa product. ask lng ko if taga IMG pud imong broker?