PAG-IBIG or Home Development Mutual Fund- INQUIRIES/QUESTIONS HERE

[sammedriano]

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Naa baligya ako cousin house and lot... daghan nag-ask kung pwede ba daw maagi ug Pagibig...

Question: Bayaran ba sa pagibig ug full amount ang tag-iya sa house and lot ?

I am not sure ah, as far as I am aware of, it's basically 80% of the total price ang bayaran sa pag-ibig. The rest is considered equity. Wait lang ta sa comment sa uban hehehe basin diay sayop ko.

[Trowa]

quick question. let's say i apply for a pagibig loan of 1.5 million with a monthly amortization of 15,000 pesos which is 30 years to pay. let's say in year 3 i decide to pay for it in full. how much would i need to shell out para paid in full na (wala na ang monthly amortization). i'm an ofw reason i have no idea how this thing works. thank you so much for the help!

Bro, Just pay the remaining principal amount.

[john-canas]

thanks sa response. was just making sure na meron pre-payment clause etong pagibig.

[Trowa]

I am not sure ah, as far as I am aware of, it's basically 80% of the total price ang bayaran sa pag-ibig. The rest is considered equity. Wait lang ta sa comment sa uban hehehe basin diay sayop ko.

Pwede na i agi sa pag ibig bro, as long as it will pass all pag-ibig's requirements ( documents, location, etc). If the amount is within the appraised value of pagibig..then it will be paid in full, if not then it will be having an equity (the amount in excess of their appraised value)..

[joop]

paita wala paman ni answer aning akong question oi...mala lagot raba ning site sa pag-ibig kay kapila nako cge type sa akong temp pop id..dili gyd dawaton..tan-awn lang ta nako kung ni sulod ba ang akong g contribute..

i suggest to visit PAG-IBIG office nalang boss whenever you have time during vacation arun didto imong mabal-an ug qualified ka ba nga mo avail sa ilahang housing loans. they will provide as well print copy of your monthly contributions by then you will know sad if nahulog ba tong na deduct sa imong salary!

[sammedriano]

Pwede na i agi sa pag ibig bro, as long as it will pass all pag-ibig's requirements ( documents, location, etc). If the amount is within the appraised value of pagibig..then it will be paid in full, if not then it will be having an equity (the amount in excess of their appraised value)..

Thanks sa pag correction Bro. So bali, ang pangutanang gatangag og dakong ganti kay pila man ang allowable loanable amount sa Pag=ibig?

[blackknight]

unsay mahitabo kung naa ko na foreclose na balay ky wa nako kabayad sa pag-ibig? ma ban or ma blacklist bako sa pag -ibig ani?

[antonette.zapanta]

hi! been working in this company(non-gov't) for almost 3yrs(mo 3yrs na this nov.) ngano karun pa mi giparegister sa amo employer nga hagbay ra man mi cge deduct sa hdmf. mga 1 month after ko nahire nagstart deduct. anyways, naa ra man nko ang ako mga payslip. ako question is what action to take to make sure that my contributions maremit??salamat

[monrose29]

na-a pod koy question mga sir,

nag assume kog house and lot sa deca homes(talisay) gi loan neh sa pagibig sa previous owner, so kami nag bayad sa monthly and apil na ang interest, my question if deli nako makabayad ma tabla ba akong akong gi bayad bisan almost 500k na? wa ba koy makuha bisan 5 centavos? or unsay legal action nga ma kuha nako balik akong money i know deli nako makuha tanan.. but sa gi istorya man gud sa akong brother nako nga tabla gyud daw tanan if deli name maka bayad... is it true? or what?

please enlighten the poor...

thanks..

[ishmot0i]

pila man ang allowable loanable amount sa Pag-ibig?
pede pud maka-hatag sa bracket per monthly nga sweldo?