How a Taxi Driver Became a Bank President? by Bo Sanchez

[foolonthehill]

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He borrowed money to buy a taxi.. and became a taxi operator........................ that's the key.. money bigger than he can afford as a driver.. Somebody gave him money ... he didnt get rich just by being a taxi driver alone.............

Unfortunately, many taxi drivers (millions of them around the world) are not that lucky to be given a loan to buy a taxi...

are you saying these taxi drivers are no good?


Dont lose focus of the issue: No taxi driver can become rich by his own work alone... read again.. and see the real issue: Borrow more than what you can afford...

How a Taxi Driver Became a Bank President?
by Bo Sanchez

It all started when my plane to Cebu was delayed by 5 hours.


While my fellow-passengers around were acting like enraged volcanoes spewing lava, cursing the catastrophe that befell upon us—I smiled and closed my eyes. Instantly, I felt peace. I whispered, “Lord, you have a special surprise in store for me.”


And in minutes, I discovered my gift.


That special surprise was Ray, a man who would bless me with his life. He also gave me key business ideas that would double my income.


He greeted me with a firm handshake and a friendly smile. “I watch you on TV,” he said, “and I text my family and friends to watch you.”


Like me, Ray’s flight to Mindanao was delayed for 8 hours. (All the flights that day were delayed. The airport looked like a refugee camp with people sitting on the floor and crowds begging for food from the airline personnel.)


I didn’t know why, but I sensed a connection with the man in front of me.


Later on, I discovered why.


As we found seats and ordered coffee, Ray shared with me the riveting story of his life. I was so swept away by his experience, I forgot all about my coffee.


“I went to Bible School and became a Pastor,” he said. “I pioneered a small church.” But after being a Pastor for 3 years, tragedy struck. His wife lost a baby boy in her pregnancy. The trial caused Ray to think about his family more.


“It’s lonely being a Pastor,” he explained. “The problems of my flock are all my problems. But my problems were only mine! So I asked my people to pastor their pastor too.” Slowly, he delegated his roles to his congregation as he felt a need to focus on his family—especially their financial needs.


His joined corporate life. For 6 years, he worked for a big company as their Regional Manager for the entire Mindanao (Southern region of the Philippines). He was earning P50,000 a month (US$1000+), a big sum during that time. But at the end of the day, he was still broke. In fact, he was in debt to the tune of P1.2 Million (US$26,000+)—including a warrant of arrest.


To survive and feed his children, the former Regional Manager became a Taxi Driver. It was an incredibly humbling experience. But he learned important lessons that would change his life forever.


Rey was now only earning P350 a day—a far cry from what he was earning before. But it was here where he learned how to manage his money.


It was here where he learned how to live within his means.


It was here where he learned how to save.


Ray said, “People like to manage what they don’t have. That’s why they’re poor. By borrowing for stuff they can’t afford. During that year as a Taxi Driver, I learned to manage what I had. And I was actually better off earning P350 a day than earning P50,000 a month! Because now, I learned to manage my money.”


After one year of being a Taxi driver, he borrowed enough money to buy cabs and became a Taxi Operator. But that was only a transitional step to learn how to run a business. His real goal was to be in the “money” business.


Ray wanted to own a bank.


So his first step was to work in a Rural Bank—without asking for a salary. He simply wanted to learn. And 3 years later, when he learned enough, Ray built his own Rural Bank.


Today, his Rural Bank is going strong. So far, after 7 years, the bank has given micro-loans to over a thousand people in his city, providing them with capital for their small businesses. And with 97% repayment efficiency! Because of this, his bank is transforming the lives of the poor. He teaches them the habits of saving, investing, and entrepreneurship.


Ray explained, “I ask people, ‘Do you want to prosper? What do you have? You may not have money. But you have time. Not just time, but time to learn. So use that! Join an insurance company and be an agent. Or join a company and sell their product. The important thing is to learn—and from there, branch out. Don’t get a job to earn money. Get a job to learn! And don’t start a business to earn money. Get into a business to learn! The money will follow.”


He continued, “Some people start a business and want to earn right away. But that’s not wise. Starting a business is like a slingshot. You have to pull back. That means clearing the way. Take time pulling back. Because when it’s time to release, you’ll be surprised that your business will rapidly shoot towards the target.”


Ray is a Serial Entrepreneur. At the back of his calling card is a list of his other businesses: a construction company, a property management company, salons, restaurants—plus a few more.


“I never manage my businesses,” he said, “I pass it on to people who can do a better job. I make them part owners. That’s why I can own many businesses.”


As Ray spoke, it was though I was hearing myself preach.


We both have the same beliefs about money.


We’re both Preachers that address the practical needs of people.


We’re both Serial Entrepreneurs.


And we both are fighting poverty by teaching three things to the Filipino: (1) a practical spirituality, (2) a more positive financial mindset, and (3) financial literacy.


Oh, one last thing: We both love our families.


At the airport, I met Ray’s lovely wife and beautiful daughter with him.


I sensed the happiness in his family. It was refreshing.


That day, my catastrophe turned out to be a rich blessing.


Not only for me, but everyone who’s reading this blog right now.


Talking to Ray made me realize more than ever before that we should never tell ourselves, “I’m stuck where I am. My life will never change.”


Keep dreaming my friend.


God has a wonderful plan for your life.


Pursue it with passion.


May your dreams come true,


Bo Sanchez

[smurky]

read this thread always.... you'll never know the nourishment that you can get...

[smurky]

Wake Up Early! (by: Bo Sanchez)

I’m now an early riser.

I wasn’t like this before.
There was a time when I woke up at 7am, sometimes at 8am,
and it’s all rush, rush, rush from there. This is so shameful to
admit this to all of you, but in my haste, I even tried brushing
my teeth, combing my hair, and taking a leak at the same time.
(You don’t want to try it.)

A long time ago, I thought I was a night person.

In college, I read in our psychology textbook that there
are people who are morning people and night people.
Because I slept late and woke up late, I concluded that I was a night person.

Twenty years later, I realized I was wrong. I woke up late because I slept late.

Today, I wake up at 5am. Sometimes, even 4am.

That’s when I do my “inner work”. This sacred time include my
morning Tai Chi, cycling on my stationary bike, reading books,
writing on my journal, and chats with the Almighty.

Picture this: Before 5am, in the darkness of my backyard, I inhale the cool air and slowly do my Tai Chi movements. It is just wonderful.

By 7am, I do my preliminary work: planning and answering emails.

By 8am, I bike around the village with my boys. We have breakfast
and we horse around the house a bit. My favorite part of my day.

By 10am, I’m back in my home office working.

Man, I just love my mornings!

Let me tell you how I wake up early…

Is Your Dream Big Enough To Wake You Up?

People ask me, “Bo, how can I wake up early?”

I can give you lots of advice, but let me start with the most important one: Have a big dream that’s so exciting, it’ll wake you up every morning.

Some people ask, “What dream? I don’t have a dream…”

Perhaps that’s the problem.

If you really had BHAG Dreams (Big Hairy Audacious Goals),
you’ll have no problem waking up in the morning.

Are you excited with life?

Do you believe that God made you for greatness?

Write down your dreams. Read them everyday.
Talk about it with your friends. Get passionate about life!

Don’t Lounge, Just Stand Up

Years ago, I had the habit of waking up but staying in
bed for a few more minutes just to rest a bit. I always
felt that my sleep wasn’t enough. Sometimes, because
I chose to lounge around the warm bed, I wake up really late.

So it was rush, rush, rush again.

Not wise.

I’ve now decided to do something very simple: the moment
my eyes open, I stand up. That’s it. This little habit has
worked miracles for my day.

I stand up and start my morning ritual.

When you study successful people in business, many of them wake up early.

I know that my financial mentors (who are either multimillionaires or billionaires)
wake up early too.

Why not you?

May your dreams come true,

Bo Sanchez

[smurky]

Do You Spend Enough Time With Your Kids? (by: Bo Sanchez)

This morning, I biked with my boys around our little village.

More accurately, Francis rode his bike and Bene rode his scooter. They flew around the block like young Arabian Racehorses. Me? I was on my sandaled feet chasing (and panting) after them. So I also felt like a horse too, but I was like those aging ones that pulled Karitellas in Quiapo and Intramuros.

But I loved it. I got sunlight. I got exercise. I got fresh air. Most importantly, I got lots of love. Because I was spending time with the boys. Gosh, what else can I ask for? (To be continued below)

After I write this blog, I’ll join the brood downstairs. I’ll slip in a VCD of Jurasic Park in our player. My wife Marowe is now cooking buttered popcorn and she’ll give each of us a giant bowl. The boys will sit on the floor and my wife and I will plop on the couch behind them. While we munch popcorn, we’ll see dinosaurs munch people. (Hmm, maybe we should watch something else…)

Here are a few other favorite things we do together:

· I doodle with the little guys. Francis loves to draw roller coasters and Bene loves to draw fun caricatures of the family.

· I sit on the floor and play cars, planes, and trains with them—whatever their flavor of the month is.

· I play 15 minutes of video games with Bene everyday. (We only allow him to play for 30 minutes a day.) Obviously, he beats me every single time.

· I read books to them, especially before sleeping. This is something they both love. Or sometimes we just make up stories together out of thin air.

People ask me, “How do you get the time to do all these?”

Easy. I don’t do certain things. Like I don’t watch TV. And I don’t surf the net for entertainment.

Friends, do you spend enough time with your kids?

Share to the world your activities by writing at the comments below. Inspire others. Here’s my belief: When parents spend time with their kids, we solve a lot of problems in the world.

May your dreams come true,

Bo Sanchez

[smurky]

Do You Want To Gain Financial Freedom? (by: Bo Sanchez)

I used to think that Christians should be poor.

I used to think that Christians should struggle with debts all the time, so that they can trust God all the time. (Oh yes, I had weird ideas.)

I used to think that Christians should not aim to get into business or aim to grow their money because that means they love money—which is the root of all evil.

Friends, I don’t believe in that garbage anymore.

I now believe that I can grow my money without loving money.

I now believe that I can grow my money and do it because I love God.

I now believe that Christians need to gain financial freedom—so they can provide for their own family and also give generously to the Kingdom.

I’d like to invite you to my How To Be Truly Rich Seminar on March 7, 2009, in Quezon City. It will transform your thinking—and thereby transform your life. Here’s a part of what you’ll gain…

· You’ll discover the invisible prisons of your mind that have kept you in financial bondage all these years—and how you can finally break out of those internal prisons!

· You’ll discover the negative, emotionally-charged, beliefs that have kept you stuck in your financial level all these years—and how you can face them and change them.

· You’ll conquer the common external obstacles that have always prevented you from moving forward on your road of material abundance.

· You’ll learn to take 100% responsibility for your financial life, no longer blaming others for your money problems—thereby giving you the power to solve them!

· You’ll learn how to be spiritually open to the pacific ocean of God’s blessings around you waiting for you to claim them.

· You’ll learn the powerful secret of how to attract wealth to your life.

· And so much more!

Now, the cost.

We regularly charge P8,000.00++ per person when companies ask me to give a private Seminar to their employees. But as a way of helping more people through our ministry, we sometimes offer it to the public at the subsidized cost of P675 only per person. (That’s not a typo!) I suggest you sign up as soon as you can because the class gets filled up easily.

To register, call Beckie now at Tel. (02) 7229562 or email her at beaconlightevents@gmail.com. Don’t delay! We don’t want to reject your application because we’ve reached the maximum number of participants.



May your dreams come true,

Bo Sanchez

[smurky]

i recommend this thread.... basa lang mo og 1 article a day.... you'll definitely learn something....

[smurky]

(March 17,2009) Do You Want To Be Very Happy? (by: Bo Sanchez)

Let me tell you a crazy story.

One morning, a woman was sad when she faced the mirror. She discovered she only had 3 strands of hair on her head. Suddenly, she smiled. “Today,” she said, “I’ll braid my hair!” And after doing so, she walked out of her home and had fun, fun, fun.

The next morning, the woman woke up and felt sad as she saw the mirror. She discovered she only had 2 strands of hair. Suddenly, she smiled. “Today,” she said, “I’ll part my hair in the middle.” After she did that, she walked out of her home and had fun, fun, fun.

The next morning, the woman woke up and felt sad as she saw the mirror. She discovered she only had 1 strand of hair left. Suddenly, she smiled. “Today,” she said, “I’ll wear my hair in a ponytail.” After she did that, she walked out of her home and had fun, fun, fun.

The next morning, the woman woke up and felt sad as she saw the mirror. She discovered she had zero hair left. Suddenly, she smiled. “Yeepee!” she shouted in glee, “I don’t have to do my hair today!” Immediately, she walked out of her home and had fun, fun, fun.

Do you want to be happy?

Here’s how…



The Difference Between Pleasure and Happiness



A thick wad of P1000 bills gives pleasure.

A chocolate parfait with thick chocolate syrup gives pleasure.

A fun movie, with a bucket of popcorn on the side, gives pleasure.

A roller coaster ride gives pleasure.

A kiss gives pleasure.

What’s the difference between pleasure and happiness?

Pleasure is an outside job.

But happiness is an inside job.

It doesn’t depend on any external circumstances. Yep, even if you only have three strands of hair on your head.

Happiness isn’t the absence of problems.

By the way, do you want me to show you a few people who don’t have problems? Great. Bring your shovel out and let’s dig them up from their graves.

The Bible doesn’t say, “Be joyful sometimes.” Or “Be joyful when you don’t have problems.” The Bible says, “Be joyful always.”

It that possible? I mean, c’mon. No one can be happy 365 days a year.

But the Bible says, “Be joyful always” because happiness isn’t a mood.

Happiness isn’t an emotion either.

Happiness is a way of life.

7 Tools Of Happiness

I know of strange human beings walking this face of the earth who are extremely happy. Not just moderately or mildly happy. But deeply joyful. (Hey, you may be one of them. Congratulations!)

I know them. Some of them are my friends.

Because of my work, I’ve traveled all over the world.

Last count: 36 countries. That’s a lot of frequent flyer miles, jet lag, and lost luggage. But that also means I’ve met more people than the average person on the street. It’s not just the sheer number or the variety of people I’ve met. Because I’m a preacher, I’ve not only met them, I’ve engaged many of them on a deep level. Like on our first meeting (or phone call or email), they open up their heart and pour to me their problems like I was their soul mate.

So I have this distinct advantage of knowing lots and lots of people on an intensity that’s beyond superficial.

So I asked myself this question: Who are the happiest people I know? I listed them down. After sifting through the hundreds of thousands of people archived in my brain, I asked a more difficult question: What is common among them all?

I came up with seven great things I see in extremely happy people.

I call them the 7 Tools of Happiness:

1. Happy people create their destiny

2. Happy people like themselves a lot

3. Happy people nurture connections

4. Happy people find delight everywhere

5. Happy people embrace change

6. Happy people trust deeply

7. Happy people work their purpose daily

At the FEAST, for the next few Sundays, I’m preaching on these 7 Tools of Happiness. (If you want to join me, it’s at Valle Verde Country Club, beside ULTRA, in Pasig. Join us every Sunday with three sessions to choose from: 8am, 10:30, and 1pm. It’s FREE! For more information, email support@kerygmafamily.com.)

But let me share with you why many people are unhappy…

Your Body Is Hardwired To Be Afraid

The enemy of happiness isn’t sadness.

The enemy of happiness isn’t problems.

The enemy of happiness isn’t loneliness.

The enemy of happiness is fear.

Our lives are so fueled by it. We run our lives by fear.

In Dan Baker’s excellent book, What Happy People Know, he explains how our body circuitry is wired to fear.

Our brains have three parts. The brain stem, the amygdala, and the neocortex. The more primitive parts of our brains, the brain steam (also called the reptilian brain, because reptiles have these for brains) and the amygdala are programmed for fear.

Why? Our ancestors needed fear for their physical survival. Imagine yourself living in the wilderness with lions, wolves, and cobras around you. Danger lurks behind every tree and shaddow.

Once their brains register fear, the endocrine glands produce our fear hormones adrenaline and cortisol. It gave them super strength to fight or flight. And in fighting or fleeing, they exhaust the adrenaline and cortisol in their bodies. Well and good. But what about us who usually sit behind desks and work on computers?

We still have the same fear mechanism.

But this time, we’re no longer afraid of lions or cobras behind every tree.

We afraid of our rising credit card bills.

We’re afraid of our boss.

We’re afraid of losing our jobs.

We’re afraid for our children—what will happen to their future?

We’re afraid that at 35, we won’t get married anymore.

We’re afraid we’ll grow lonely.

We’re afraid we’ll run out of money.

We’re afraid of social rejection.

We’re afraid of social shame and losing face.

We’re afraid of disease.

And these fears are so real, our endocrine glands produce adrenaline and cortisol as well. And because we’re seated behind our desks, pounding on our computers, we really don’t use up any of it. Adrenaline and cortisol become poison in our bodies, destroying our health bit by bit.

Thus, very few people are happy.

Conclusion: If you want to be happy, we need to overcome our fears.

How?

The Only Antidote to Fear Is…

Twenty years ago, a friend gave me a book about facing fears.

My arrogant response to her: “Thanks for the book. But frankly, I don’t think I need it. I don’t know why, but fear isn’t a problem for me. I don’t have any fears.”

Ten years later, I ate my words.

Because after a deep soul search, I realized how my life was run by many fears. Many of the things I was doing I did because of fear!

I feared what other people said about me.

I feared failure.

I feared angry people.

I feared of not having enough.

I feared of not being enough.

In my life, I’ve discovered that there is only one thing that can overcome fear.

There is only one thing that is more powerful than fear.

The only antidote to fear is love.

When you fill your life with love, your fears naturally disappears.

I’m talking about a love for God, a love for others, a love for yourself, and a love for life itself. The Bible says, Perfect love casts out all fear, and I totally believe it.

In fact, remember the 7 Tools of Happiness I listed above? Every single one of them is really a facet of love—and each tool can drive away a specific fear in your life. Once your fears are gone, happiness will flood your soul.

I’ll talk more about it in my next Blog.

May your dreams come true,

Bo Sanchez

[bhason]

Sir smurks asa ni nako makita ang uban blogs ni bo sanchez? sakto jd ning last post about happiness..
thanks

[smurky]

it's BoSanchez.ph Practical Soulfood For Successful People

Sir smurks asa ni nako makita ang uban blogs ni bo sanchez? sakto jd ning last post about happiness..
thanks

[jabez_rmc]

hi smurks...good job on what your doing...

foolonthehill..brod please dont be rude...people here in istorya are not blind, kindly refrain from the big and red colored text.