importante man gani nga warranty insurance sa mga appliances samot na ang life.
importante man gani nga warranty insurance sa mga appliances samot na ang life.
importante na sa mga ahente.unsa nalang ilang ipakaon sa ilang pamilya kung dili makabaligya ug insurance.
para kong mamatay ta naay makuha nga kwarta atong parents para sa gasto2 sa funeral..
This is very important jud kung naa kay small kids or people who are totally dependent on you financially. If you're single, wala'y wife, wala'y kids, puede ra man dili ka mag kuha ug life insurance. Kung mamatay ka, I think naa man kay death benefits sa work or even from SSS, right? But if you're married with kids, this is non-negotiable. Life insurance is a must.
IMO lang.
OnT: I'm single, not married, without kids, no dependents... but I guess life insurance (actually health insurance as well) is still important for we can never say what lies ahead.
The problem is the basic plan coverage to avail, the insurance company, riders (optional; which is discouraged by aggressive investors but recommended for "passive" or those without enough time investors), ...
salamat sa impormasyon boss..
para naay kwarta ang mga anak nato kung matigok ta
Let me enumerate some of the benefits of life insurance:
*Financial assistance for your loved ones in case mawala imong income because of death or disability. Life insurance is basically protecting your income. Kung wala na imong income generating capacity, diha mosulod ang life insurance.
*Financial assistance/support for you during your retirement years. Ang giprovide sa SSS is very minimal. You'll definitely need a lot more labi na if wala ka nakaandam para sa imong retirement. You can enjoy life insurance without dying.
*Estate planning. Kung imong assets is worth P20M, ang imong pamilya kinahanglan mobayad ug mga around P5M para makuha imong assets. If they aren't as rich as you, asa man sila mokuha ug P5M? If di nila mabayran within a specific period of time, ang gobyerno ang moclaim sa imong assets. Of course, you can always make a will in advance.
*It will increase your credit rating. Kung naa kay insurance, mas dali ka makahulam ug kwarta since kung naay mahitabo nimo, at least ang nagpahuwam knows nga naay kwarta madawat imong pamilya. You can also make the creditor your beneficiary.
Most people think that life insurance is an additional expense but in reality, they just don't understand what it really is. Life insurance is something that you can't buy when you already need it. Because of life's uncertainties, getting a life insurance plan is the best way you can protect your family against financial strains.
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