How old are you? And how much is your savings na?

[Butitor]

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Akong savings karon medyo nigamay kay naa koy chix giimingan. Musaka ra ni pag ma basted.

[medwarc]

hahah sorry mga bro, na-misunderstood nnyo akong post... what i mean was gkan sa 20K+ (sako previous post) nahimo na nga 40K akong savings... actually i saved 18K within 1.5 months (averaging 6K saving per quincena payday)...
1 way i did was to make a spreadsheet and taking note of my income and expenses per payday... i made sacrifices to slash my expenses to save more...

i see now we know bro. I tried to do that also bro monitoring my expenses but along the way ma stop jud nako...

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hahah sorry mga bro, na-misunderstood nnyo akong post... what i mean was gkan sa 20K+ (sako previous post) nahimo na nga 40K akong savings... actually i saved 18K within 1.5 months (averaging 6K saving per quincena payday)...
1 way i did was to make a spreadsheet and taking note of my income and expenses per payday... i made sacrifices to slash my expenses to save more...

i see now we know bro. I tried to do that also bro monitoring my expenses but along the way ma stop jud nako...

[tonickz_sunz]

@tonickz_sunz ....... ur on the right path bai....... ipadayun na.....

thank bro... although gsayangan ko sako 1st 3-yrs na work ky now lng ko ka-start (this july lng) ug set ug financial plans but nonetheless ok ra ghapon... better late than never.. akoa lng gshare para pod sa uban na mgstart napod cla ug save and invest...

[tonickz_sunz]

i see now we know bro. I tried to do that also bro monitoring my expenses but along the way ma stop jud nako...

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i see now we know bro. I tried to do that also bro monitoring my expenses but along the way ma stop jud nako...

bro, ka-relate ko nimo... hahaha actually 3rd time nani nako gbuhat na mg-excel sa akong income vs expenses records...
ni-try ko pg2011 pero naputol, same pd pg2012, but karon ky napadayun najud nako... hehehehe.. sure ko bro, if mka-set naka ug Goals ky mapadaun na nimo...

[cebu.opportunities]

bro, ka-relate ko nimo... hahaha actually 3rd time nani nako gbuhat na mg-excel sa akong income vs expenses records...
ni-try ko pg2011 pero naputol, same pd pg2012, but karon ky napadayun najud nako... hehehehe.. sure ko bro, if mka-set naka ug Goals ky mapadaun na nimo...

in-ana pud ko bro few years ago, naghimo ko format sa income, roll-over and growth table pra sa business. ang aim ato is pila ang approximate conservative growth man, inclusive of margin of error na pero niabot man gyud ang time nga kapoy og update labi na di na siya mo conform sa actual setting. Tapolan man gud kayo, ang function/formula lang ang complicated kayo pra kas-a butang, moditso na dayon compute tanan, hehe

last july, nag sige na kog revise kana mo fit na gyud sa actual setting. daghan sad nahimo pero ny uban complicated ra kaayo and finally nakakita ra gyud kog comfortable format. The key is to make everything simple yet ma covered tanan areas nga imo ganahan i-monitor. karon, makita na ang performance sa individual accounts, per target area and over-all performance of all accounts.
na cater ang capitalization, "expenses", profit, growth sa assets sa kato nga line of business, receivables and "balance sheet". so far, nakalahutay pa og update hangtod ron and daghan pako ganahan i-add, hehe.

mas nindot gyud if nakalista gyud tanan ky makita gyud nimo ang progress or standing sa imong business or goals.
kapoy update but it really pays off. diha pud nako nakita how huge the risks nga ako gi take mga 2 years ago, no wonder wa nagdugay, hehe. karon, super conservative na siya as compared before pero promising ang growth rate. Pero dapat gihapon ma cautious sa field na mismo ky daghan unexpected na mga butang that may slow down the pacing sa growth.

naa pud ko'y separate lists sa expenses via credit cards, issued checks, otc's pagbayad ranging from utility bills to investments to leisure, hehe... pero sa notebook ra nakasuwat. nindot jud naa guide ky pra ma reminded ka sa mga bayrunon. lisod na kaayo timaan2 lang sa kadaghan hunahunaon. this can really help a lot nga wa ky ma miss og bayad, di ma penaltihan and ma chargan interests and ma waive pa gyud ang annual fee sa credit cards ky maigo sa ilang minimum annual amount spent and makita nga good ang standing.

oftentimes, ato ra ibaliwala ang mga gagmay nga mga butang pero diha baya nag sugod ang tanan. I-pile tanan small things and makita gyud ang significant difference.

[SimpleXSolutionS]

what do you have in mind?

ang isa ka partnership nimo ky quite conservative ang amount, is it because you are considering some factors?
aw, rephrase lang... how do you manage your funding on partnerships? if okay lang nimo i-share sir.

full imo inbox sis.

[Ib Ibb]

28.... ( P20k) jobless...... i invest in stocks and mutual funds...... source of fund? .... savings from all those years(student years & and after naka graduate)...... and i roll it.... wala pa kasuway og trabaho..... ngita napod ko lain source of income...... not as an employee.....

good pm sir! pila na ka years gusto ko mag try sa stocks. naka invest ko sauna but gi baligya ra japon and lugi kaayo. and naka basa ko ani basin pwede diay sulayan napud nako again. i have 30k savings and i want to invest something na dili risky. mabuhi kaha sa stocks akong 30k? or kulang ra?

[MAxihealth]

good pm sir! pila na ka years gusto ko mag try sa stocks. naka invest ko sauna but gi baligya ra japon and lugi kaayo. and naka basa ko ani basin pwede diay sulayan napud nako again. i have 30k savings and i want to invest something na dili risky. mabuhi kaha sa stocks akong 30k? or kulang ra?

Actually gud nana siya. If u want to earn jud try value investing. Invest ur money dont trade it.
Here's a good video for value investing.

Warren Buffett Revealed Bloomberg Game Changers Video Bloomberg 0 - YouTube

[Ib Ibb]

Actually gud nana siya. If u want to earn jud try value investing. Invest ur money dont trade it.
Here's a good video for value investing.

Warren Buffett Revealed Bloomberg Game Changers Video Bloomberg 0 - YouTube

Thanks sir. tanawon nako inig uli sa balay unya. mka inspire kaayo ni nga thread.

[MAxihealth]

Ur welcome. I believe that video is the best for value investing.