Your TIPS in Saving Money?

[2kELEVEN]

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-tabuni ang mata kung mu suroy sa mall,
-kalimti imu password sa atm,
-likayi ang lugar kana humot ug mga pagkaon,
-kalimti asa nimu gi tago ang pitaka,
-paningkamuti dili cge laba ug ligo kay kalas sabon ug deodorant,
-ayaw panghatag sweldo sa imu uyab o partner,pagkaon ra ihatag
-AYAW ka SUYA sa uban.

very true...lols lingaw lang kos uban nimo gina share...

[Lorenzo]

read the book of francis colayco i think the title is the power of piso.

[medwarc]

have a habit in saving....

[dartzed]

true happiness in life is not all about money, but in reality honestly, without money it's harder to live life happily..

[scriptologist]

Unsay sakto, save total of 6 months salary in the bank, or total of 6 months expenses in the bank? What if you're earning 150K a month (sample ra d tinuod) so mag save ka'g 750K sa bank?

[scriptologist]

I always find ways to eliminate expenses, even necessary ones by finding ways on how to pay them without sacrificing my hard earn money but sometimes, it involves risk. For example, I availed an insurance plan 4 years ago, and at the same time invested in mutual funds with a certain amount, projected, based on average, that it will gain yearly interest enough to pay my insurance annual due. That mutual fund investment's sole purpose is to pay for that insurance. I was able to pay my insurance and at the same time I retain my money untouched and invested. I hope I'm doing the right thing, but so far so good.

There are lot of ways on how to eliminate expenses and the same saves your money. Like, if you're tired of paying your monthly electric bill, assuming you also minimize electric usage, try putting a small internet cafe or small sari-sari store that can produce enough profit to pay that bill.

If you're a stay at home mom or dad, try homeschooling, you will save a lot of money and time and at the same time spend quality time with your kids.

[scriptologist]

true happiness in life is not all about money, but in reality honestly, without money it's harder to live life happily..

It's okay to live life without money as long as you have all the resources you need. Money is the modern way of trading.

[AiAmPau]

ayaw sa sige eat out labaw na if kusog ka mokaon parehas nako ug pagpuyo sa balay

dapat ang gastos from salary or allowance i budget like 50percent for needs, 30percent for wants and 20percent for savings...

if madala do your own laundry, ayaw sige pa load, avoid compulsive buying and avoid buying low quality items...

best tip i think is > have a smart and simple lifestyle mas less ka ug kinahanglan mas less ug gastos, and kaysa magastos i invest nalang like sa stocks...

[Metz]

Unsay sakto, save total of 6 months salary in the bank, or total of 6 months expenses in the bank? What if you're earning 150K a month (sample ra d tinuod) so mag save ka'g 750K sa bank?

it's 3 to 6 months expenses bai
para naa tay budget while we look for a new job or new source of income if ma retrench.
And also if dako na kaayo ato income like your example impractical napud kaayo.

[dartzed]

It's okay to live life without money as long as you have all the resources you need. Money is the modern way of trading.

right! unfortunately most resources needs what they call leverage for it to become an assets. and there's more for you to gain resources that would last a lifetime need tons of money..

or perhaps the most common sense if you can live life without money are these questions:

1. can you live without eating?
2. can you live without clothes?
3. can you live without a home?
3. can you live life without proper education?

now i ask you the question again: can you live a happy life without those mentioned above? if yes then good for you..