Health and Life Insurance

[BaDz Abadia]

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maau pud bro kuhaun nimo sila og stpeter life plan. visit St. Peter Life Plan, Inc. ::: HOME

[lorenzoleo]

bro, pls send me all the details..ani nga insurance. i just want to know.. my email josh_alps23@yahoo.com

It is good to discuss it on details para dili ka mag libog. Hehehe!
You can visit at my visitors area. Thanks.

[most_hated]

Hi mga istoryans, my wife is a financial adviser sa PRU LIFE UK, naa cya sa IT park Lahug cebu city nag office. If anyone interested here, pls feel free to contac her, she's willing to help you regarding your finances.

Please contact her thru her mobile no. 09325986540

[please_pinangga]

If you really want affordable ug nindot, try the world's #1 life insurance company AXA Philippines....Prices are very low for a very nice package of products!...pm me...

[JamesCo]

My dad had bought a lot of insurance, plenty of friends selling him ma ikog cya. For me, a lot also has been selling insurance pero I get it if it's worth it. If you have extra money ok cya e invest, basta extra, you'll be happy pud to receive something when time comes. Just invest on a strong company, there are lots. I have invested in Pru Life, Phil am Life and Insular Life. A little bit more investment in Insular Life since I have a friend mo refund partly sa iyang ma commission, if you like Insular Life I can recommend you to him. I computed more or less your money will double on a 15 to 20 years time.

Be careful, its illegal to refund premiums from Commission. Don't tell others your friends name he might lost his license.

Have you tried AXA?
I think they are the best, they have riders that cover all Terminal disease including dengue. And whats more. Most Life insurance Critical Illness Riders are just Accelerated which means that if you have a 5M Death Benefit and 3M Critical Illness Rider and if you are diagnose with any critical disease they give you the 3M advance from your 5M Death Benefit which means when you die you only receive 2M nalang. In AXA its separate, They give you the 3M for your Illnesses Rider and 5M if you die.

Check their fund Performance (Investments Link Insurance) is 20%-30% growth per annum. They are the top insurance company around the world, Google "Top 500 Global Company" They rank 14 in all industry and #1 in Insurance base on fortune 500 magazine. Most company Charge 2% on Premium for Investments, In AXA they charge my 1 Million for just 4,000.00 only and no charge for my additional investment.


Careful with Insurance Agents Read the Proposal carefully. If they won't let you read or bring home the proposal this means they are hiding something.

And for all Investment Link Product, you have 15 days to return it if you change yiour mind, most agent wont tell you this.

If the agent said that they are leading ask for proof.

Here are some Proof of Global Insurance Leaders Global 500 2011: Global 500 1-100 - FORTUNE on CNNMoney.com
Category Ranking in the Philippines (Insurance Commission Listing) | Official Website of the Insurance Commission | Check on the Differnent Premium Income Listing

If you Like try my AXA agent call her (0922) 888-5922 (0917) 320-1478.

[JamesCo]

Curious here. Is there a health insurance that's bundled with life insurance? We're actually interested in health insurances (but if naay bundled, the better).

It depends on what kind of Health Insurance. Cause a lot of people mix Hospitalization and Health Insurance.
If you want the insurance to pay for your hospital expense like check up etc go for HMO like PhilCare, Caritas Sheild, etc.
They just reimburse your hospital cost but with a limit usually 100k - 500k only.
But if you want money to use incase of Expensive critical illnesses like cancer, stroke, heart attack and other money draining illnesses go for life insurance which usually have Critical Illness Riders and Daily Hospital Income (They pay you lump sum per day like if you where admitted 20 days and you have a Daily Hospital Income Rider of 2k per day, they will give you 20*2k 40k)
They Critial Illness Rider in Life Insurance will give you the Lump Sum amount usually up to 5M regardless of how much you spend for your illness.

I don't have any HMO base on bad experience but I have a lot of Life Insurance Policy in different companies mostly with Investment.

If you Like try my AXA agent (0922) 888-5922 (0917) 320-1478.

They only have Daily Hospital Income. But if you're concern about illnesses. I think they are the best, they have riders that cover all Terminal disease including dengue. And whats more. Most Life insurance Critical Illness Riders are just Accelerated which means that if you have a 5M Death Benefit and 3M Critical Illness Rider and if you are diagnose with any critical disease they give you the 3M advance from your 5M Death Benefit which means when you die you only receive 2M nalang. In AXA its separate, They give you the 3M for your Illnesses Rider and 5M if you die.

Check their fund Performance (Investments Link Insurance) is 20%-30% growth per annum. They are the top insurance company around the world, Google "Top 500 Global Company" They rank 14 in all industry and #1 in Insurance base on fortune 500 magazine. Most company Charge 2% on Premium for Investments, In AXA they charge my 1 Million for just 4,000.00 only and no charge for my additional investment.


Careful with Insurance Agents Read the Proposal carefully. If they won't let you read or bring home the proposal this means they are hiding something.

And for all Investment Link Product, you have 15 days to return it if you change yiour mind, most agent wont tell you this.

If the agent said that they are leading ask for proof.

Here are some Proof of Global Insurance Leaders Global 500 2011: Global 500 1-100 - FORTUNE on CNNMoney.com

Category Ranking in the Philippines (Insurance Commission Listing)| Official Website of the Insurance Commission | Check on the Differnent Premium Income Listing

[reachingout]

Curious here. Is there a health insurance that's bundled with life insurance? We're actually interested in health insurances (but if naay bundled, the better).

bro pm your contact number para maka set ko nimo ug apointment kay makahatag jud ko anang imo gipangita

[eden_cheese]

thanks sa mga information diri...ngita sad ko ug life and health insurance..if naay insurance nga package in one na ang duha, mas ganahan ko...actually, akong boss ang magbayad..ako lang ang nagresearch kay magsubmit ko niya ug report kung asa ang mas maayo..by this I mean, kanang daghan ug benefits, maayo ug customer service. PM lang kadtong ganahan mo-ask nako ug dugang info. Kinahanglan jud ni nako una mahuman ang month of June.

Salamat

[gerrynelmida]

if u want life insurance go for philam, if health go for caritas

[eden_cheese]

if u want life insurance go for philam, if health go for caritas

Okay ra ba ilang customer service? Ngita sad ko ug maayo ang customer service, kanang dili kaayo kuti kung magpa-reimburse ta...basta maayo ug customer service...thanks.