Ikaw ra jud makatubag ana imo pangutana TS. I suggest you list down your usual expenses in a month. bills, tuition kung ikaw nagpaskwela sa imo igsoon, percentage that will go to the bank, percentage that will go to maintainance sa imo balay, gas allowance nimo if you have a car, car amortization, groceries, leisure, salary householod help, emergency money,, etc.

in my household, family of 3 plus 1 household help - 45k/month. majority of it for tuition, school related expenses, house rental, groceries.