Preso for not paying CREDIT CARD?

[markzz]

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naa lang ko questions because the last time cguru nga akong nabayran akong credit card was january 2010.


4.) if mka.impas nka sa imung utang, pwede pa bah ka muapply balik ug credit card?
5.) if mka.impas nka sa imung utang, pwede nka mka apply ug loans sa mga bangko or financing?

i hope somebody can provide me answers. thanks!

Naglisud na gani og bayad sa utang din mo apply na pud og balik og credit card, na unsa ba..

[windsong]

eventually dili man ka ma preso daw why? insured naman na sa bank gud if dili ka kabayad at least thats what they say and of course some call center agent will try to persuade you to pay your loans and even harass you so they can get the cut of their share once you pay

[lintanks]

naa lang ko questions because the last time cguru nga akong nabayran akong credit card was january 2010.

1.) unsaon pag avail sa amnesty program?
2.) if mka avail nka sa amnesty program then mka.impas nka sa imung utang, naa sila ihatag nmu nga certificate as proof nga wa nka'y utang?
3.) if mka.IMPAS nka through their amnesty program, dili naka ma.black listed?
4.) if mka.impas nka sa imung utang, pwede pa bah ka muapply balik ug credit card?
5.) if mka.impas nka sa imung utang, pwede nka mka apply ug loans sa mga bangko or financing?

i hope somebody can provide me answers. thanks!

Very valid questions. I am in no way connected with any credit card companies. May I suggest, however, that you call the credit card company and throw the above questions at them.

Second advice. Negotiate the penalty charges. If not, request that they do not charge you any penalty charges. Total waivers can be offered by the credit card company. Believe me.

Thirdly, get their assurance that you can still avail of their credit card facilities. With your coming forward, you are proving that your delinquency was not intentional.

And if you have a friend in the credit card company or credit card issuing bank, you can inquire through him. This is your best bet.

Hope the above can help.

[yujjieo]

Naglisud na gani og bayad sa utang din mo apply na pud og balik og credit card, na unsa ba..

brad, nangutana rku. in the first place, if you're not really capable of answering these questions, better not say anything. if u dont have anything good to say, just stay the hell out!

[yujjieo]

Very valid questions. I am in no way connected with any credit card companies. May I suggest, however, that you call the credit card company and throw the above questions at them.

Second advice. Negotiate the penalty charges. If not, request that they do not charge you any penalty charges. Total waivers can be offered by the credit card company. Believe me.

Thirdly, get their assurance that you can still avail of their credit card facilities. With your coming forward, you are proving that your delinquency was not intentional.

And if you have a friend in the credit card company or credit card issuing bank, you can inquire through him. This is your best bet.

Hope the above can help.

Thanks boss. greatly appreciated.

[groogie75]

kahbaw ka ang pinaka.important ani is di ka ma blacklist. try to ask them and come up with an agreement where di ka nila e.blacklist. you never jnow what you plan to do in the future and lisod ayo kun naa na ka constraints.

[lodyl]

nindot ni subaybayan da...

[yujjieo]

kahbaw ka ang pinaka.important ani is di ka ma blacklist. try to ask them and come up with an agreement where di ka nila e.blacklist. you never jnow what you plan to do in the future and lisod ayo kun naa na ka constraints.

mao bitaw, im really trying to keep up bai. although lisod pjd kaau karun pero paningwaon jd. i was a good payor pero that time, nagamit lang jd nako sa negosyo bah cz wala naapas ang demands and i need some other resources. u knw any other way para d ko ma black list?

[euca_09]

Better to negotiate well with those credit representatives/collectors. But if they seem to harras you, face them without fear and lay down your options. In this manner, they can't say you're going out of the line of not paying your credit card bill.

[groogie75]

mao bitaw, im really trying to keep up bai. although lisod pjd kaau karun pero paningwaon jd. i was a good payor pero that time, nagamit lang jd nako sa negosyo bah cz wala naapas ang demands and i need some other resources. u knw any other way para d ko ma black list?

hmm. better talk nalang jud sa bank and sa collection officer brad. kahbaw ka di na muadmit ang bank pero ganahan kay na sila na di ka maka bayad kay mas maka.kwarta sila ana. then negosyante pa jud diay ka, lisod kay na brad. everytime naa mo c.i nimo for whatever business venture mugawas jud na nga g.blacklist diay ka ug bank. red flag na nila nga dili ka e.approve.