Pls help!!! I want to KNOW and LEARN about MUTUAL FUNDS

[neo4596]

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Lahi ang set sa FGU ug Lahug nga talks. Just discuss it with the person assisting you aron maka paminaw naka sa talks.

Ang aim jud sa IMG, kay ma aware tanan pinoy na daghan ways padatu even if mag save ra sila.
Teach them unsay realistic approach to becoming rich even if di sila mag negosyo.
Teach them unsay realistic income potential aron malikayan nila ang scam.
Teach them nga building wealt is not all about saving/investing, they also need to protect themselves.

If anyone else is interested to join the talks, you can PM me.

bai, 1. is it true that when the mutual fund goes zero or negative, your money's gone? 2. is it also true that after buying the product, pasagdan na daw sa broker ang investor?
p.s. dili pa ko ka attend sa inyong talks ky cge pko ug travel, medyo busy pa kaau these days.

[ofw_cebu]

yes, it's true kung ang NAVPS kay lower sa pag palit nimo or worst zero and/or negative, wala na dyud value in effect. . . but if you keep hold of it, it will bounce back . . . .

- as regards to bayaan ka sa imo broker, depende ra guro, anyhow, you can always deal direct sa MF kung mo withdraw na ka in the future (assuming, dili na mahagilap imo broker), you can always monitor the performance of your fund at ICAP website anyway.....

[neo4596]

yes, it's true kung ang NAVPS kay lower sa pag palit nimo or worst zero and/or negative, wala na dyud value in effect. . . but if you keep hold of it, it will bounce back . . . .

- as regards to bayaan ka sa imo broker, depende ra guro, anyhow, you can always deal direct sa MF kung mo withdraw na ka in the future (assuming, dili na mahagilap imo broker), you can always monitor the performance of your fund at ICAP website anyway.....

pwd paki-elaborate lng regarding sa NAVPS na mo lower to zero or negative. i just want to see the figures. how does it work? pls start with 5k, how many shares does that amount have? and if the NAVPS will drop to zero or negative, the 5k will literally vanish? what if negative territory na? what will happen to your account? ma-close na cya? or continue gihapon? naglibog pa kaau ko dinhi dapita. please bear with me. thank you.

[ofw_cebu]

somebody will give you detailed explanation here regarding your query, pero sa ako na case, I invested way back in Jan 2008, then it was hit during recession period, i think it went down as far as 6K from an initial investment of 10K, when that happened, I just psyche myself that it was surplus money (para dili kaayo sakit paminawon) hehehe, but it did bounce back, so far, mao ni ang details.

SUNLIFE (Bond Fund)
Jan 2008 - 2.04 price per share
10 Dec 2010 - 2.62 na sya

so, ning appreciate na sya

PAMI (Equity Fund) - Growth Fund
Jan 2008 - P317.41 per share
09 Dec 2010 - P380.85

so, as a summary, ning saka gihapon. Regrets - dapat daghan palit shares kung naa lang kwarta especially during recession

[angelRain]

Hi interested ko sa MF ay..hmmp nahan ko start invest ug 5k..kita mn ko sa IMG office sa lahug..nkaanha na gane ko.hehe pero la jud ko knowlegde about MF..kinsa pwede ma contact dre?

[Metz]

Hi interested ko sa MF ay..hmmp nahan ko start invest ug 5k..kita mn ko sa IMG office sa lahug..nkaanha na gane ko.hehe pero la jud ko knowlegde about MF..kinsa pwede ma contact dre?

sent you a PM

[Metz]

bai, 1. is it true that when the mutual fund goes zero or negative, your money's gone? 2. is it also true that after buying the product, pasagdan na daw sa broker ang investor?
p.s. dili pa ko ka attend sa inyong talks ky cge pko ug travel, medyo busy pa kaau these days.

about your first question, this can happen samot na bag-o pa kaayo ka ni invest. But if dugay na imo invest like 5 to 10 years, di na kaayo na possible. Kay nag cge na ug tubo and even if negative ang performance due to market crash, di naka mo balik sa original price nimo.

about your second question, sa IMG, we always educate the client on how to handle MF. Aron maka monitor ka on your own, and dili mahadlok ug market crash. But naa jud mi when you want to top up or withdraw or you have further questions.

Regrets - dapat daghan palit shares kung naa lang kwarta especially during recession

sakto jud ka bai getting in during the market crash is one of the best move we can make.
Sayang di pako IMG ato hehe. double or triple na unta ako investments ron.

[wizard_jamex]

bai, 1. is it true that when the mutual fund goes zero or negative, your money's gone? 2. is it also true that after buying the product, pasagdan na daw sa broker ang investor?
p.s. dili pa ko ka attend sa inyong talks ky cge pko ug travel, medyo busy pa kaau these days.

Bro, about your question no. 1, it is possible that mutual fund or what you mean is NAVPS goes to zero but your money will not be gone if you have long investment. You mustn't worry about NAVPS when it goes to zero, because we will guide you...

About your question no. 2, The answer is NO, because as what I have said we will guide you. We will teach you details how mutual funds works so that you will understand about the concept.

If you want to learn more about Mutual Funds then I will recommend some website:
Mutual Funds : PinoyMoneyTalk.com – Make Money Online, Stocks, Forex, Mutual Funds Philippines
How to Buy Mutual Funds in the Philippines | Mutual Funds Philippines

Please read it.

[neo4596]

Hi interested ko sa MF ay..hmmp nahan ko start invest ug 5k..kita mn ko sa IMG office sa lahug..nkaanha na gane ko.hehe pero la jud ko knowlegde about MF..kinsa pwede ma contact dre?

same here. i was thinking of investing 5k first, then mo add on lang later.

[neo4596]

bai metz, affiliated mo anang networking nga IMG? pareha man gud ug name.