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  1. #111

    Quote Originally Posted by snowleopard View Post
    Ingon sa collector di daw tagaan nbi clearance if di mkapay credit card, tinuod na? Same sa nt payment sa globe service plan.

    kung nasang-at na sa court imo kaso! pero bisan pa sir kung naay will naa juy way!

  2. #112
    C.I.A. rockrhyan1982's Avatar
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    kung utang nimo 20k ra nya kasuhan ka, gasto pa na sila more or less 50k sa kaso..tabla ra!

  3. #113
    you only have to worry if you have properties they can take a hold of, i think

    i'm not sure but, if worse comes to worst, pwede ka nila i-kiha and the judge can reward them your properties. so be careful.

    better to talk to the creditor and arrange for a payment plan. pero ambot lang if mo-work ba ni. harrasment man ang style ani nila kasagaran. they call the office and even relatives unya mo sulti raba jud nga wa kabayad. pakauwawan ka.

  4. #114
    C.I.A. Platinum Member chadix24_7's Avatar
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    Quote Originally Posted by snowleopard View Post
    Ingon sa collector di daw tagaan nbi clearance if di mkapay credit card, tinuod na? Same sa nt payment sa globe service plan.
    not true .

  5. #115
    collectors are just collectors. panghadlok ra na ila. syempre, mangomission pud bya na sila. they threaten u to no end para mobayad ka. it's up to u if magpahadlok sad ka nila. besides, wlay napriso ug utang. so not true jud nang dli hatagan ug nbi clearance, banned ka sa dfa. these are just threats from collectors. unsay labot sa nbi clearance if imo credit card? nbi is for criminal case. non payment of credit card is only a civil case.

    para undangan mo sa collector, tell them bring it on! see u in court! tagam c collector! wlay commission hehehe

    again, non payment of credit card is only a civil case. if u bring it in court, you will have a fair judgment rather u deal directly w/ the collector nga na double na nuon imo utang.

    u can also visit this site guys for support group sa mga tawong dugay na wala kabayad sa ila credit cards ug loans:

    www.failuretopaycreditcard.blogspot.com

    hehehe ayaw mo kahadlok anang mga collector

  6. #116
    HALA pag creditcard pamo... pag 5-6 nlang kay arabo rman ang mo gukod n u poston mo ana banig hehhehe chillax oi ayaw plabi mind ana imo utang basta ayaw langjud na dagani ...

  7. #117
    tested nani mismo nako. last payment nko 2006 pa then ako utang almost 80k, nahunong na gyud sige paningil mga year 2008.

  8. #118
    hinay-hinaye nalang nag bayad bro/sis kay lisod magka
    bad record ka pa. basig may plano ka mo abroad or mokuhag
    cc sa sunod, e blacklist naka.

    ako migo way bayad2 mga 2months, magbayad man pero
    halos 1/3 ra sa due. nakadawat cyag subpoena sa
    legal office ng banko, na kung di mgbayad, isang-at sa
    courte ang kaso. gikuyawan, nanluspad ug nahdlok cya
    nga nitawag nako.

    kaniadto ra cge cya nako advise nga bayran gyud
    monthly...DILI gyud maminaw. padayon gyud ug cge
    pamalit/shopping bisag dili knhanglan.

    ang nahitabo? sa ako pud nanghulam ug kwarta worth
    21k, otherwise, mapriso daw cya.

    matod pa nya: sugot ka ba naa kay amigo nga mapriso?
    maayo gyud dukdukon ang ulo, gahig ulo. maminaw unta
    para dili magka problema.
    Last edited by Balandido; 12-11-2010 at 08:54 PM.

  9. #119
    nka received sad ko dghan mga tawag and mailed sobpuena (which is actually not from trial court, buhat2 ra nila). I am in abroad now working bag-o lang jud and nakakuha pa gani ko NBI clearance sa cebu last Feb.

  10. #120
    first, wala ma-priso sa utang. period!

    no offense to the TS or sa tanan tawo ngari hap... ang problema man gud nato is mangutang jud ta to the max nga dili nato makaya mabayaran... dapat avoid ta ana nga attitude... mao nang ang mga collectors cgeg panawag nato... although samuk jud na sila... pero sa akong experience wala ko kasuway ana coz sakto ko mobayad and i know my limitations kung mangutang ko whether credit card or not...

    problema man gud anang kung naa ta mga utang sa credit card nga lisod bayaran is ma blacklisted jud ka... dili lang sa pag-apply og laing credit card, but sa pag apply og mga loans like car loans, housing loans, commercial loans, etc...

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