How would you invest P150K?

[pauld32]

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unsaon pag invest sa mga real estates?

To invest on a real estate is a long term investment. Why? because it takes time for you to find a good buyer who is willing to pay a much higher price than you originally purchased it for.

That is why when investing in real estate always keep this in mind. Location Location Location.
The location of your property will determine the future value of the real estate and it takes usually years before the price of that property increases in value.

For me you got to have atleast 1M worth of savings or cash on hand. The bank can help you with purchasing the property but they need your financial statement first. That is what I know.

[pauld32]

Oh by the way I forgot. You can purchase a property and have it rented. Ofcourse always screen your tenants carefully before letting them rent it. Else you will only end up frustrated because of the many problems that will arise as a results of how bad tenants treat your property.

[shinobi101]

okay bro. i try nako ug answer imo pangutana.

1) fami - during atong nag invest ko is P5k
pami - during atong nag invest ko is P10k
pemi - during atong nag invest ko is P5k
2) fami - during atong nag invest ko is 6 months
pami - during atong nag invest ko is 6 months
pemi - during atong nag invest ko is 2 years
3) pwede ta ka i refer sa ako kaila bro. sa iyaha man ko nag open
4) ang sa bangko bro naa pud sila ani, bale UITF ang term nila. ako boardmate naa brochure ani. pwede ka mangayo sa bdo ingna lang nga mag inquire ka about sa ila investment then tagaan ka nila ani nga brochure. ako gi check bro and similar lang jud ni sa mutual fund ang disadvantage lang para nako is mahal ila additional investment pero depende pud na if asa ka mu invest like equity fund ba or balanced ba... ang ilaha additional investment sa equity fund is 10k which is lahi ra sa MF where if naa ka 1k maka add na ka.

just remember lang nga if mag MF ka or UITF, much better if mag long term ka.

just my 2 cents...

bro.. how much imo nakuha sa imong mga investments sa fami, pami and pemi?

mas maayo ba ang MF kaysa putting the money in a bank? hmmm.. also.. dali rba na makuha nmo ang money sa MF if ever mo withdraw ka? like pila ka days? or one day lang?

thank you daan..

[Metz]

bro.. how much imo nakuha sa imong mga investments sa fami, pami and pemi?

mas maayo ba ang MF kaysa putting the money in a bank? hmmm.. also.. dali rba na makuha nmo ang money sa MF if ever mo withdraw ka? like pila ka days? or one day lang?


thank you daan..

Important gihapon naa ka money sa bank for business, daily consumption and emergency needs.
Ang i-MF nimo kay ang sobra na. sa MF ma release na ang kwarta in 10 business days, mao importante gihapon naa ka cash sa bank kay naa may ATM ug over the counter.

MF is for long term

[shinobi101]

long term like? 20 years? 30 years? hmmmmmmmm..

naa ka link sir bout anang MF dre sa pinas? hehe.. salamat kaayo..

[ofw_cebu]

ako ani, is mutual fund or variable life insurance, for long term that is . . . .yung tipong, pasagdan lang nako, then kalimtan nako in the next 10-15 yrs . . . .

[yiox]

kung tindahan ang tukuron ani na worth

[Metz]

ako ani, is mutual fund or variable life insurance, for long term that is . . . .yung tipong, pasagdan lang nako, then kalimtan nako in the next 10-15 yrs . . . .

buy term invest the difference bro
ang makamahal sa variable insurance kay i-manage pa nila for you, but sa tinood lang perti ra sayuna pag manage hehe.

[ofw_cebu]

@Metz - ePM gud ko ani about buy term invest the difference . . .

[Tre]

open ko ug internetan mao may uso karun...