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  1. #51

    Quote Originally Posted by luke0917 View Post
    Aside sa dali ra ang processing ok pg naa nka existing cc atleast 6mons to 1yr up old ang card.
    u can do magic bro??

  2. #52
    bitaw sakto jud goodies, can you do magic i mean approved dayun ang cc with no hassles etc...

  3. #53
    if naa ka atm sa bpi.. dali raman to ila. kinahanglan ra ug 2 payslip.

  4. #54
    my only advice is be wise in using it. a lot of people went thru hell and back because of credit cards.

  5. #55
    Quote Originally Posted by reanne002 View Post
    base sa survey, ang u.s is in great debt coz sa c.c not cebu city ha. hehehe credit card. kai, all u see on movies na mga teenagers with wheels?they are loans and its being purchase thro crdt card by their parents. and started from cars gasoline then to socializing then to adiction. then increase na dayon ang problem sa ilang parent. but in the u.s, businesses will entertain you if you have a good history in credt card. cash are good in small purchase lang, pero businesses there prefer if have good record in payment sa card. i dont know much sa details. and credit cards are good it u can afford to pay on time. pero if kulang ra imo income, ay nalng pag tuga2 kai dili lalim and mag padala bya na silag demand letter woot woot woot. k lang to pag purchase pero sa pag pay, dnha na. pero pag kaya nimo, then go basta maka bayad lang ka. some wise crdt card holders, they gt c.c just for emergency purposes. like naay mahospital family members then wala kai cash dnha dayon, u can used your c.c.. ^_^ try lang gud. and goodluck. pero sa experience namo? gi cut na ang c.c sa pader nako kai, cge lang kog mark up, hehehehe. damn online games. hehehehe. its not that high and debt, pero how much more sa uban people. ^_^

    i couldn't agree more sweet.

  6. #56
    naa pa ba chance ang mga na bad debt na sauna?

  7. #57
    My advice! dont ever get a credit card. Get a debit card instead if you want online payments.

  8. #58
    Nice ang HSBC karon noh kay naa free shoes sa charles and keith.

    I don't have anything against credit cards, but if you don't know how to manage your money labi na ang expenses ayaw nalang kuha ug credit card. Lupig pay lending if di mo mubayad, ma kiha paka ug klaro kay padad-an pa ka letter sa law firm representing the bank.

    Credit card works for you if you always pay your dues in full. Nakabantay sad ko karon if for example mo apply ka ug postpaid plan from a cellular network. If naa lang ka credit card billing statement niya labi na daku na imu credit limit, di na kaayo ka kuti-kutihon ug requirements. I'm sure na it doesn't apply to all pero i'm just stating na advantage pud siya bah.

  9. #59
    The easiest way? Try Metrobank if you have an existing account sa ila, you can get a cc with credit limit equal sa imong adb.

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