SCENE 1.
>
> This is a new one.
>
> People sure stay busy trying to cheat us, don't
> they?
>
> A friend went to the local gym and placed his
> belongings in the locker.
>
> After the workout and a shower, he came out, saw
> the locker open, and
> thought to himself, "Funny, I thought I locked the
> locker.
>
> Hmm, "He dressed and just flipped the wallet to
> make sure all was in order.
>
> Everything looked okay - all cards were in place.
>
> A few weeks later his credit card bill came - a
> whooping bill of $14,000!
>
> He called the credit card company and started
> yelling at them, saying
> that he did not make the transactions.
>
> Customer care personnel verified that there was no
> Mistake in the system
> and asked if his card had been stolen.
>
> "No," he said, but then took out his wallet, pulled
> out the credit card, and yep - you guessed it - a
> switch had been made.
>
> An expired similar credit card from the same bank
> was in the wallet.
>
> The thief broke into his locker at the gym and
> switched cards.
>
>
> Verdict:
>
>
> The credit card issuer said since he did not report
> the card missing
> earlier, he would have to pay the amount owed to
> them.
>
> How much did he have to pay for items he did not
> buy?
>
> $9,000! Why were there no calls made to verify the
> amount swiped?
>
> Small a mounts rarely trigger a "warning bell" with
> some credit card companies.
>
> It just so happens that all the small amounts added
> up to big one!
>
>
>
> SCENE 2.
>
> A man at a local restaurant paid for his meal with
> his credit card.
>
> The bill for the meal came, he signed it, and the
> waitress folded the receipt
> and passed the credit card along.
> Usually, he would just take it and place it in his
> wallet or pocket.
> Funny enough, though, he actually took a look at
> the card and, lo and
> behold, it was the expired card of another person.
> He called the waitress and she looked perplexed.
>
> She took it back, apologized, and hurried back to
> the counter under the
> watchful eye of the man.
>
> All the waitress did while walking to the counter
> was wave the wrong
> expired card to the counter cashier, and the
> counter cashier immediately
> looked down and took out the real card.
>
> No exchange of words --- nothing! She took it and
> came back to the man
> with an apology.
>
> Verdict:
>
> Make sure the credit cards in your wallet are
> yours.
>
> Check the name on the card every time you sign for
> something and/or the card is taken away for even a
> short period of time.
>
> Many people just take back the credit card without
> even looking at it,
> "assuming" that it has to be theirs.
>
>
> FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING
> YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU
> AFTER A TRANSACTION!
>
>
> SCENE 3:
>
> Yesterday I went into a pizza restaurant to pick up
> an order that I had
> called in.
>
> I paid by using my Visa Check Card which, of course,
> is linked directly
> to my checking account.
>
> The young man behind the counter took my card,
> swiped it, then laid it on
> the counter as he waited for the approval, which is
> pretty standard
> procedure.
>
> While he waited, he picked up his cell phone and
> started dialing.
>
> I noticed the phone because it is the same model I
> have, but nothing
> seemed out of the ordinary.
>
> Then I heard a click that sounded like my phone
> sounds when I take a
> picture..
>
> He then gave me back my card but kept the phone in
> his hand as
> if he was still pressing buttons.
>
> Meanwhile, I'm thinking: I wonder what he is taking
> a picture of,
> oblivious to what was really going on.
>
> It then dawned on me: the only thing there was my
> credit card, so now I'm paying close attention to
> what he is doing.
>
> He set his phone on the counter, leaving it open.
>
> About five seconds later, I heard the chime that
> tells you that the
> picture has been saved.
>
> Now I'm standing there struggling with the fact
> that this boy just took a
> picture of my credit card.
>
> Yes, he played it off well, because had we not had
> the same kind of
> phone, I probably would never have known what
> happened.
>
> Needless to say, I immediately canceled that card
> as I was walking out of the pizza parlor.
>
> All I am saying is, be aware of your surroundings
> at all times.
>
> Whenever you are using your credit card take
> caution and don't be
> careless.
>
> Notice who is standing near you and what they are
> doing when
> you use your card.
>
> Be aware of phones, because many have a camera
> phone these days.
>
> When you are in a restaurant and the
> waiter/waitress brings your card and receipt for you
> to sign, make sure you scratch the number off.
>
> Some restaurants are using only the last four
> digits, but a lot of them
> are still putting the whole thing on there.
>
> I have already been a victim of credit card fraud
> and, believe me, it is
> not fun. The truth is that they can get you even
> when you are careful,
> but don't make it easy for them.
>
>
>
>
Beware!
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