Pag-ibig or Bank loan

[crusader]

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@cebu1029
@ lady_yan
@isang
@ctapa
@vladmire

slmt sa inyo time and inputs.. mas better cguro jud pagibig compare to bank loan pero dugaya pud 25 years to pay ang pagibig loan.cge lang!
wala pa duty amu incharge on governmental contribution kay summer break paman,ask judko details on this concern.. surely i will consider your ideas.. slmt

[lady_yan]

you can pay it man lesser years... depende sa imong capability.. they're offering these loans para sa mga di dayon ka afford mu pay og shorter years... they also have 10, 15, 20 years.. you have choices jud.. if you want, try asking pag.ibig for more details or even real estate agents...

[cebu1029]

@cebu1029
@ lady_yan
@isang
@ctapa
@vladmire

slmt sa inyo time and inputs.. mas better cguro jud pagibig compare to bank loan pero dugaya pud 25 years to pay ang pagibig loan.cge lang!
wala pa duty amu incharge on governmental contribution kay summer break paman,ask judko details on this concern.. surely i will consider your ideas.. slmt

NP. the 25 years to pay is the MAXIMUM! syaro man pud! after 25 years wa pa nimo na bayran ang imong loan! But... ang 25 years option gaan ra sa bulsa. kung mag belt tightening mo... you can pay your loan in 5 years! kung makadaog ug lotto!!! bayri tanan!

[ismokoybisdak]

tinoud gyud na. naa ko relative nag loan ug blay thru pag-ibig, 25 year ang max, pero less than 10 yrs na complete na niya ang bayad. ang nice pa gyud sa pag-ibig, if mapaspasan nimo ug bayad, mas lesser na imong interest.

[Ronn926]

depende sa amount na imong i-loan. if mga 400t ra, pag-ibig kay 6% raman cguro. but if imong loan, goes as high as 1-2million, go for the bank like ucpb, naa clay 9.75%. ang pag-ibig, 10.5% man cguro. then flexible man sad ang payment. if u have extra money, u can pay more..

[smartcool]

Go for PAG-IBIG basta housing loans. It's a practical move. Almost 1 yr. na ko sa ako rent-to-own house w/ the help sa PAG-IBIG.
My friend even receives rebates after a year of being a good payer.

[Ronn926]

wa lahi koy nreceive na rebate, considering pdc pa bayad nako then excess payment pa each month. (pag-ibig)...

[Ljane]

pwede ba mag pagibig housing loan bsag naa paka salary loan sa pag ibig?

[8_cRawlin_baby_8]

ang amount sa ma-loan kay magdepende man sad sa imong monthly premium. like if P100 imo, P100 sa company, i think P150K to P300K man siguro ang allowable amount ma-loan.

og kinsa ninyo diri kahibaw kinsa duolon sa pag-ibig, pls share. mas maayo kahibaw ta daan kay aron di ta pasa-pasahon ig-abot didto.

[dhenzmdsyu]

I think pwede na 30 yrs kay tungod ni de castro para gyud affordable