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  1. #61

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    sa akong experience sa dental service sa kainos kay bati man. feeling nko d kbalo ang dentista kay naglisod jud cya ibot sa akong ngipon. mura cyag nkig-wristling sa akong ngipon. nahadlok jud ko kay dugay jud niya na ibot.. ang pa-cleaning pd kay murag wa man gitarong. since adto, ana jud ko na dli nako magpa dental service di adto bahala nag libre

  2. #62

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    Quote Originally Posted by a_girl View Post
    Hahahaha, akong friend nka work dha sa Kainos before... daghan man anomaliya dha especially pag lingkod sa ilang Finance Manager, daghan ng resign kay grabe ka inot-kuripot gusto nya cya ra ang mabuhi....grabe!
    strongly disagree with this! anyway the issue here is about the service of kainos! So far no major concerns were raise. We cant please everyone but we are doin r best to serve our client.

  3. #63

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    payts rman ang kainos. hehe. nindot man ilang services pra nko lang, didnt encounter bad services sa kainos staff..

  4. #64

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    uP Ko aNi pRa MkaHibAw Ta aSa NiNdOt..........

  5. #65

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    also try to ask accredited hospitals and doctors kung ok ba ni sila mobayad

  6. #66

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    Well I've tried Life & Health sa akong previous company nindot kaau kai mu cover cla sa cost sa pregnancy unlike most HMOs..

  7. #67

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    mga maam ug sir naka try namo nga mo balibad ang kainos sa ilang laboratory test? gibalibaran man nila akong papa gud, mokuha unta siya ug lab test para sa iyang diabetes, tag 1,200 ang cost ing balibad man ang kainos nga naa man unta sila ana.

    Unsay meaning akang INDIVIDUAL BASIC CARE PLANS 1600 W/ NO PRE-EX?

  8. #68

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    Quote Originally Posted by aldrin89 View Post
    mga maam ug sir naka try namo nga mo balibad ang kainos sa ilang laboratory test? gibalibaran man nila akong papa gud, mokuha unta siya ug lab test para sa iyang diabetes, tag 1,200 ang cost ing balibad man ang kainos nga naa man unta sila ana.

    Unsay meaning akang INDIVIDUAL BASIC CARE PLANS 1600 W/ NO PRE-EX?
    diabetes mellitus falls under pre-existing condition so since your program has no pre-ex coverage most probably that's the reason they weren't able to validate the laboratory test. You can still perform the procedure with discounts. Try to check the service agreement for verifications

  9. #69

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    Quote Originally Posted by nram View Post
    naa daw barato unya efficient nga HMO ang name kay Health and Life their office is located at the second floor of Coco Mall. Barato daw kay cooperative mani sila. Sila daw nag handle sa Big Foot. Ang Big Foot kay Kainos daw sila before unya ni balhin sa Health and Life. I still have to check this out.
    as far as i know Big foot global kay kainos man, naa man ku igagaw nagwork sa bigfoot global dugay naman cla kainos.

  10. #70

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    if minimal lang inyong mga sickness like fever, cough and flu, payts ra ang kainos naka experience ko sa ilaha nga sakit kaayu akong back, then gihatagan ra ko ug pain reliver kay muscle pain ra daw Xrays has been made pero muscles ra jud daw as per kainos doctors. Wa na jud nako makaya ang sakit i went to chong hua and they found out that i have a slipped disk and kainos won't cater that kind of illness. Dili sila mo bayad basta naa sa spine and priblem.

    But anyway, so far sa akong company nga gi work, we have been in kainos for 2 yrs i guess and GOOD feedback so far.

    They are accomodating and you just need to read their manuals to avoid falls hopes

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