Credit Card: Compulsive shopping & spending addiction

[spectre]

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do not live beyond your means. swipe only what you can afford to pay before the due date.

pay up your remaining balance before the due date kai mudako imong balayran kung magbayad kag interest.

[lecreigh]

my mom told me not to get one. pero i think useful ni xa for emergencies, noh

[istoryaaah]

Stay away from credit cards and credit companies. Its proven to be addictive. This is like saying shabu is a useful stimulant if used once, but what if you use it more than once?

Addiction is not an inborn disease... it is an abnormal state tolerant to and dependent on something that is psychologically or physically habit-forming. It means if you don't do it, you won't be addicted to it. It may seem easy to swipe and pay, swipe and pay at first, but if that behaviour becomes habitual in a sense, that will surely become addictive... therefore excessive compulsive addiction.

useful if you do it and use it right.

[scorpionqueen]

my mom told me not to get one. pero i think useful ni xa for emergencies, noh

tuo nalang sa imo mom sis.. hehehe! kay ako wa ko ningpatuo dah kaubo lagi. I had BDO and Metrobank credit cards before.. sus nagdungan nag abot hastang lami-a cge lang swipe ah! Pag-abot sa bayranan wa na galisod na. Maayo nalang ako na jud gitang-tang karon. It's better to use cash nalang jud, safer for compulsive shoppers.

[istoryaaah]

lami ra sa sugod pero after nimo utang mga kausa o kaduha ad2 kas daplin mag hinoktok kay imong interest dako pas imong gi utang hahahaha...

[rappelz]

hala nuh....maayo ra gyud nga wala gyud ko ana credit card ai...
Debit card nuon ni akoa....kung walay sulod aw walay ipalit.....hehehe

[istoryaaah]

oo... mas nindot pa ang debit card kay good as cash. Wala kay saligan then bisan pa mag swipe2 ka di ka ma problema kay wala kay interest nga huna2on.

[nheavenw_chri]

i always pay the full amount that is why I'm not charged with interest...at the moment I am maintaining 8 cards...maybe next year 4 nalang siguro ako i maintain to cut my spending habits...but in fairness na ka help jud ni nako ang card esp if I want to purchase something and coming pa ako money...

[paopao]

Biktima jud ko ani. Mao ni rason na permi mi mag-away sa ako mrs.

Makatagam!

Now I'm just maintaining one.

[DEMONOCIETY]

lol magamit sab hinoon ra ba na if naa ka work abroad why? ang atm na link sa maestro/cirrus lisod kaayo pangitaon maau jud ng mastercard/visa im planning to have 1 but i just dunno how?

mga fellow OFW gi unsa ninyo pag apply if naa mo?