
Nindot ang gagmay ug interest, mo-daghan gyud imong clients.
dapat mo consider pod ani:
1. Don't trust your friends
2. Don't trust your boss or higher ranks (if you are working to a company at the same time and you have lending outside)
3. Make sure you have a promissory note signed. Notarized if possible.
4. Much better if you require PDC. Para naay concrete evidence.
5. ATM not a good collateral nowadays kay naa nay online banking. Ig inquire nimo kay wala na sulod, gi transfer man using mobile phone or thru internet.
6. If you are into this business "promises of customers are 75% broken".
7. Accept that 20% sa imong gross income kay bad debts (wala mamayad). If it reaches 50% or more review your rules.
8. Ayaw ipabaylo tanan sa usa ka tawo. Inig layas hurot imong kwarta.
mao pa na ako ika share karon based on experience.
ok ra sad gihapon ko anang 3 %...... 6000X3%= 180 a month....pwede na pod na good luck na lang sa imong bisnis
Im also planning to hav my own lending business....
pwede sad ka mag direct selling. sari2x store sad pwede... mag sell ug prepaid load bah gani.

give a try IMG...it is a nice biz teaching Financial Literacy...Nindot man gud teach people to save rather than teach them to spend...think of it...
nice mission bya ang IMG..
maybe magpa member ko later on..
u can try personalized CD and DVD business, invest lang ka gamay for duplicating machine
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