Low-Risk Investment Suggestions for P5M?

[EZRA]

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With today's market - GOOD LUCK

[darkcrux]

@akshay. If you want 7-10% return.. the best way would be in mutual funds invested in bonds and government securities. This is a low risk type of fund and most of the investment is in government securities. You can visit this site for info on this.

Here's also another suggested link when we talk on investments.

@EZRA... with today's market... it's one of the best times to invest.


Regards.

[EZRA]

Darkcrux - to invest in what?

By the way - How's the bond market these days?
Bond Risk Rises to Record on Concern of Worst Slump Since '30s
Bloomberg.com: Worldwide

[darkcrux]

invest in stocks, bonds, mutual funds. ^_^ The market is low so everything is on a discount. If it get lower then invest again. When it gets high again, your shares would gain.

As for bond risks, most of the affected bonds are bank bonds. It will recover in time just like in the 30's. That's how the market goes. most bond funds here in the Philippines are invested locally and mostly consist of government securities so they have little risk compared to those invested in bank funds.

[honey2723]

Just want to share something... This is an excerpt from the 7 levels of investors as explained by Robert Kiyosaki...

Level 3 investors, the so-called "Smart" investors, come in three (3) types, namely, the "I Can't Be Bothered" type (Level 3-a), the "Cynic" type (Level 3-b), and the "Gambler" type (Level 3-C).

"Cynic" or Level 3-b investors are people who are 'experts' on why investing will never work. Kiyosaki says that they are dangerous to have around because they often sound intelligent, speak with authority, and are successful. In truth, however, they are cowards seeking company. They are the ones who tell you how and why you will be swindled in every investment opportunity you'll get. They know everything that could go wrong in an investment, so talking to them makes you feel discouraged, or even afraid, to invest. Cynics are often smart people who are afraid to make mistakes, so they spend all their time studying investments until it's too late to execute them viably. Kiyosaki says that people should not let "cynics" squash their financial dreams.

[EZRA]

Invest in stocks... which ones? At what sector? Energy? Info Tech? Financials? The VIX is still too high.. investors still lacks confidence - And how long do you thing this global crisis is gonna last?

Market is low - yes... but do you think we've passed the bottom of this crisis? What if you get wiped out before the bounce? Economists say that we could still be in this mess `til late 2009.. some say it would even last longer.

Easier said than done... yes, there can be money found in trading but I hardly suggest holding long term stocks in this market we're in when the VIX is too high and people are changing rules as they go along... you can't afford to wait for the bounce.

To people who are looking into playing the market - do your research and play wisely. Again, there is money to be found even during this crisis