hi babygin, i'd like you to visit this thread,
https://www.istorya.net/forums/busine...sing-down.html , it can give you some peace of mind with regards to your payment.
as for the kind of plan you got from Manulife, how did you decide to get that? Naa ba sa inyong family history ang kadtong mga gi-mention nga dreaded diseases

Taas ba ang imng risk on acquiring those kind of diseases

Remember, when you get a life insurance policy, make sure that it fits your needs. Not because nisulti ang agent nga nindot siya... True, I've heard of Eve nga plan sa Manulife, it is indeed nice, but if the policy holder mismo kay dili kaau sya kita sa relevance sa plan sa iyang life, then dili maka-appreciate ang policy holder. Diha na musulod ang mga bad impressions sa life insurance products... Hope this helps in your decision making.
If you have more questions, I'd be happy to address them.