Mga bro naa lang koy e share sa inyo as i read all your responce..."FIRST DONT WORK HARD TO MAKE MONEY, LET THE MONEY WORKS FOR YOU" dapat if mag start ta og business we make sure "we manage risk" not saying its risky or anything..cause if you say i cannot do it and too risky you simply closing you mind! daghan oppurtunity nga mga business pero ang problema karon sa mga tawo it is because they are afraid of RISK and failure which is mao nay root sa poverty..failure to face the risk..if you want stock-market go for it if you want anything business go for it..the opportunity is your's dba...even small amount of money you start with as long you know what you are dealing with...those people who always say its risky is those people who are still working to make money and they are playing safe...playing safe attitude wont fit to capitalist or businessman person...if that attitude continues then better work for the company and be slave to the money...but if your bold enough and see the defference and know how money works for you then it is your change and do your own business thing..
founder of mcdonald is a salesman...bill gates is a drop out college...fred rockfeller is a janitor and look at now they are both millionaire..because they face the risk...and manage the risk of business world..rich people are not college degree .they are smart people....nag lingkod rana sila og ilahang kwarta ang nagtrabaho para sa ila...they hire accountant lawyer bankers etc..they hire smart people to work sa ilahang companya..."smart and intellegence person hire smarter people than they are"....
dli mo matingala daghan accountant, lawyers, bankers etc are not rich they called themselve middle class people..because gi train raman sila sa school to be come professional of there skills...school teach us to be scholastic and professional skills..but the school didnt teach us how to make money and financially literate...old saying is "study hard go to school get a good grades and good subject then find a secure job and good career " but in real world it doesnt exist..people are slave working hard to make money...not money works for them...they are trained in school to work and make money but not trained how money works for them

mao ng bisan unsa-on "rich people get richer" and poor people get poorer...tungod sa FEAR,mahadlok sa mga opputunidad nga mo abot sa ilahang life...PLAYING SAFE sila...naa silay kwarta mahadlok mo invest...instead ibutang sa mutual funds...or sa bangko....well ang company sa mutual funds or bangko ray mabulahan...instead gamita inyo kwarta nga molihok....kay sa mga mutual funds or bangko gamay ra kaau interest makita nmo..and imo kwarta ginagamit nila sa lain nga mga investment sila ray nabulahan...so be smart!!
if you build business first you must define ASSETS and liabilities......kay mao gud nay kulang sa mga negosyante nga maong na fall down ilaha negosyo...bisan unsa ka gamay sa imo puhunan molambo na basta kabalo lang ka sa financial literacy...
you have 40k or 10k....my proposal business sa imo is LENDING...your money works for you...lets say maka gaba daw na...ayaw paminaw sa mga critics kay ang mga tawo nga kusog mo critics mao nay mga tawo nga hangtod ron wala ni asensso it is because they are close minded people....kung mo ingon sila your business is evil....the true evil are those TAX COLLECTOR and the government person ( politician )mao na silay mga kawatan na tawo...if you are entering a businessworld make sure that your prepared of criticism and know to handle people, customer,tax colector,supplier etc......so its up to you guys ..the way to go in rich is in your hand....
if you want advice just pm me tol...and i can give more details on how to make money..
"the love of money is root of evil but the lack of money is root of all evil" remember "MONEY IS POWER"
welcome to the world of capitalism my friend
peace