health insurance

[murdock]

@ exmadyn

like the health care plan i have with CARITAS HEALTH, its also payable within 5 yrs and you are still covered for another 5 years (so 10 years coverage, but you only pay 5 yrs)

benifits are:
- out-patient services
- annual physical examination
- preventive health care
- dental care
- hospitalization
- emergency care
- special therapeutic and surgical procedures
- four-way insurance coverage (term life insurance, accidental death insurance, credit life insurance, waiver of installment due to disability)

like me, naka.human na gyud tawn ko bayad, but still covered pako sa ila insurance.

den after the 10 yrs, or on the 11th year, naa pka option to continue or i-withdraw nimo imo funds (based on the plan nimo) but i think mura 70% nalang (but sulit na kaayo kay nka.avail na gud ka for 10 yrs)

[exmadyn]

@murdock,

naa sad bitaw ko nabasahan ana...

pila ang bayran? monthly, quarterly or yearly?
naa sila site? kinsay provider ani?


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www.akamaiergo.net

[murdock]

@ exmadyn,

ang kato akoa plan gi.kuha sa una ky gi.phase-out na nila karn.
mode of payment nila is quarterly, semi-annual, annual or i-cash nimo ang whole 5 yrs.
suway ko ask ha if pila na karon ila, depende man pud gud sa plan nga imo kuha.on

mao ni ila website -- Caritas Health Shield, Inc. > The Health Management Specialist

[uncertain]

@exmadyn.. ok I'll cover what I can pero mas dali jud siya e explain in person. So if you need more info ani.. just set an appointment with Witch_Princess.. dili man ni mo kuha ug dako na time.

Can be paid spot cash or 5 year installment. For 5 years covered ka by healthcare and after that, pa tubu-on imo plan for 10 years and covered ka ani by life-insurance and 10% sa longterm healthcare plan nimo. after 10 years, maturity nani so naa nakay long-term health savings fund (your own money) so covered ka for the rest of your life in case something happens to you. Even after age 60.

Basically ang Kaiser is 3 in 1... Long-Term Healthcare/Life Insurance/Investment.. (awa ang posts namo above ug ang sa ilang website)

Health care benifits niya is:
-Annual Physical Exam
-Dental Benifits
-Waiver of Installment due to death (e pasa sa benificiary)
-Waiver of Installment due to disability
-Basic Medical Benifits
-Room & Board
-Annual Benifit Limit
-Lifetime Network Access sa hospital & doctors

Life Benifits: (15 years coverage)
-Term Life until 15th year
-Accidental Death & Dismemberment until 15th year

Investment Benifits:
-If ever wala ka maka claim sa kaiser in the 5 years coverage, you will have a bonus return of premium on top sa plan na gipatubo.
-As long as dili nimo hutdon ug kuha ang imo funds, it will continue to grow.

Mode of Payment (Spot cash, anual, semi-anual, quarterly or monthly):
- Cash
- Check
- Credit Card


Hope this helps.

hello! can i inquire how much is the monthly amortization for the 3 in 1 package (Long-Term Healthcare/Life Insurance/Investment) that you have mentioned? We are planning to get an insurance policy for our parents, they are both in their 50s.

What are your accredited hospitals? Will you give us discount if we would avail 4 or more insurance policy? Where is your main office here in cebu? Can i have your contact number so that we could talk over the phone because i can't meet you, i am so busy. Hoping for an immediate response. Thank you!

[lorenzoleo]

hello! can i inquire how much is the monthly amortization for the 3 in 1 package (Long-Term Healthcare/Life Insurance/Investment) that you have mentioned? We are planning to get an insurance policy for our parents, they are both in their 50s.

What are your accredited hospitals? Will you give us discount if we would avail 4 or more insurance policy? Where is your main office here in cebu? Can i have your contact number so that we could talk over the phone because i can't meet you, i am so busy. Hoping for an immediate response. Thank you!

I just pm you.

For Cebu Hospitals for KAISER

1.) Cebu Doctors Hospital
2.) Cebu North General Hospital
3.) Cebu Velez General Hospital
4.) Chong Hua Hospital
5.) Cortes General Hospital
6.) Mactan Doctor's Hospital
7.) Perpetual Soccour Hospital
8.) Sacred heart Hospital
9.) St. Vincent hospital
10.) Visyays Community Medical Center