Citibank or HSBC?

[pochaco]

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which do you prefer

[jerryp]

for now, citibank kay naa ko 3% rebate sa shell.... nya dritso DM sa statement...

[SlayeDDragon]

citibank...nawa nya sa wiki kung ngano

[fishda]

if possible dnt get credit cards.. use cash..
just my opinion though..

[leo_trams]

ang mga credit collectors sa HSBC...puerting bastosa!
try not paying ur HSBC...di ba makatilaw ka sa ka-bastos sa manawag nimo.
unlike sa Citibank, courteous gihapon.

naa ko citi ug hsbc....makalimot lang ka ug bayad sa HSBC, oral assault gyud imo madawat.

karon, citi na lang ko...hehehe

[livewire]

None of the above!!!!. Not one offered dual currency.

[Adbent22]

ni apply ko for citibank credit card then my agent told me nga its has been approved and yes citibank from manila sent me a PIN for my card and a letter for approval...but until now la jud koy nadawat nga card and any supplementary cards nga na approved naman kaha..then i inquired recently then they responded me nga wala kunoy application in the name of me,dili nila ma trace,unsaon? paaplayon man hinuon ko og balik....so bad...

for sure naa jud ni sila lain business or it depens sa agents nila....hmmmmmmm.

[cmontoya]

From my recent experience, I'm beginning to dislike Citibank because they no longer are "friendly" when reminding their debtor about past dues.
They're still courteous but there's a certain coldness to their notices. I was expecting help on how to manage my debt instead the notices
sounded like threats. I'm not sure if there are indeed better alternatives as Metrobank is worst (imagine getting a card when you didn't apply for
one). Sigh... I know I should just give up on credit cards but gamit man sad pero mao lagi dapit strong dyud dapat will power to decide when
and when not to use them.

[koontz_circle]

i applied for a citibank card, i was denied even though im very qualified. what's going on? i need to apply daw 6 months after. what i did is i tried applying for bankard (RCBC) which is more strict than Citibank and HSBC. fortunately they approved it. mind you, it's way better than the two credit cards mentioned.

[pochaco]

wui, grabe sad jud diay mga experience sa uban abt ani no, planning to get a credit card unta pero ako nalang sa huna hunaon. thanks sa mga nagreply well appreciated