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  1. #2201

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    I find this question and answers provided quite interesting. It makes me wonder if we can really reach a nice and secure pension with such earnings? Can we stick only to one job or we must find additional source of income? Is anybody investing savings somewhere?

  2. #2202

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    Back to zero for now. We will see what happens a year after. Still in a big hole now.

  3. #2203

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    Hi good day!

    I am now 20 years old and I'm planning to start a small business of my own. Cause as a millennial I think we are latest age group to enter the employment world. Slowly, they are realizing that it is very different from the culture they had when they were still studying in schools and universities. Some of them would even find out that perhaps they come totally unprepared to face the real world. In fact, a few wishes that they had taken classes that could help them become adults—such as a lesson on Philippine tax calculator. Whether you are an employee, a freelancer, or a small business owner, it would be better for you to start reading up on the tax laws in the country. And from there I'll start saving big for my own.

    By the way, I enjoyed reading in this thread!

  4. #2204

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    Age: 22
    Work: Web Developer (local)
    Current Savings: 2,500

    Tangible Asset/Liabilities
    Phone - 12k
    Laptop - 16k
    Rabbit Farm - (+-)15K

    Investments
    VUL - 17K Annual Premium
    COL Account : 30k (-8%)
    Farmon: 9,6k
    Cooperative: 6K
    Agri-business: 197K (if makapayout) (additional note: dili ni organico haha)

    Created this post for progress, I subscribe to this thread when I was an intern and no income yet.

    Nagstart ko save and invest right after I landed my first job I was 19 years old or 3 years ago.

    Balik ko next year for updates.

  5. #2205

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    Unsa ni nga coop imo gi joinan bai? I pm lng sakoa kng d puede i mention dire.hehe

  6. #2206

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    Quote Originally Posted by stanlee climbfall View Post
    Unsa ni nga coop imo gi joinan bai? I pm lng sakoa kng d puede i mention dire.hehe
    PHCCI bai, diha sa may jones

  7. #2207

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    Quote Originally Posted by maloymiao View Post
    Age: 37
    Gender: M, single w/5 yrs.old bb
    Work: drafter c/w QS
    Salary: 5 digits
    Current Savings:13.5k

    Assets:
    COL: 235k, started 3rd qtr. of 2016. Portfolio status: (4 greens, 2 reds, 1 delisted)
    COOP: 120k, 8~10% annual dividend
    Rice financing: 54k invested last Oct. 2017, status: started receiving 4k per month last Jan. as interest earned.
    Farm-on: 3k, jst started on the 17th cycle.
    Crypto currency: 15k, status: HODL

    Liabilities:
    Allowance s mag-ina: 30k per mo.
    Coop loan: 60k + 0.99% int. (6 mos. 2 pay)
    SSS loan: 32k + int. (24 mos. 2 pay)

    Looking 4:
    1.0 VUL, preferred Sunlife

    Eyeing on others:
    1.0 DV DOER PAIWI prog., capt. needed 320k
    2.0 UITF, initial inv. req'd 38k and monthly 3.8k
    3.0 your highly recommendations and inputs...
    mg upd8 lng ko gamay...

    Assets:
    COL: 250k, +4.9% YTD
    COOP: 151k, +25.8% YTD
    Rice financing: 54k + 23K (Capital + Interest gain) Total Withdraw (Nov.2018 )
    Farm-on: 3,423.00, +14.1 YTD
    Crypto currency: 15k, status: HODL ghapon
    DV BOER Microfinance: 200K, 2 contracts @100K each

    Liabilities:
    Allowance s mag-ina: 30k per mo.
    Coop loan: 250k + 1.5% int. (10 mos. 2 pay)
    SSS loan: 14k + int. (11 mos. 2 pay)

    Still Looking 4:
    1.0 VUL, preferred BPI-PHILAM

  8. #2208

    Default

    Quote Originally Posted by maloymiao View Post
    COOP: 151k, +25.8% YTD
    Unsa ni nga coop sir ? If dili nimu ganahan i share publicly pa PM lng ko sir, interested ko ani.

  9. #2209

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    Quote Originally Posted by stock_astronaut101 View Post
    Unsa ni nga coop sir ? If dili nimu ganahan i share publicly pa PM lng ko sir, interested ko ani.
    s Lapu2x n nga coop boss, MPMPC.

  10. #2210

    Default

    Quote Originally Posted by stock_astronaut101 View Post
    Agri-business: 197K (if makapayout) (additional note: dili ni organico haha)
    pwede ka mo-share unsa ni nga type sa agri sir? or PM lang ba?
    interested sa imong input..

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