How old are you? And how much is your savings na?

[cloudduster]

@cloudduster

pareho ta boss. and i think daghan pud mga tao ing-ana. mas willing mubayad ug utang kaysa mag-tigum.
kung huna hunaon pa lang nga utang ang tigum, dali ra siguro maka-tigum. haha.

mao lage. buslot akong kamot basta kwarta nay hisgutan. di mahimotang akong utok hangtud di magasto hahaha

[Tenshi2017]

working as an engineer for 6 years with roughly 30k monthly salary

AGE: 28/single
SAVINGS: 50k cash;
TANGIBLE ASSET: 32sqm lot, 350k stocks

[edmondro2]

bag.ohay pang graduate per wa pakoy plano manarbaho.. last nako post dre 16 pisonet pa while nag study ko ,, karon 22units na, ihope mapun.an pa kay makafucos naman ko kay mana ang skwela . wala koy savings kay napunta tanan sa investment, bago pa sad ko nag life insurance sa pro life uk, nagsugod napud kog operation balik sa akong gesugdan nga upholstery shop sa province pag 2015, karon lang nabalik kay geuna sa nako ang ako pag skwela..

[noboss]

kung kinsa ganahan dira padakuon ila savings, pwede mo muinvest sa akua. i'll give a guarantee of 10% return per annum.
katong einvest ninyo nako i'll be handling those and invest in the stock market. guaranteed and i'll issue contract.

[CebuPrimeREP]

Any tips and tricks para makasugod save ang tao? Unsay technique ninyo?

[spectrespook]

Thank you sa mga nag share, very inspiring!

[raztadog]

Any tips and tricks para makasugod save ang tao? Unsay technique ninyo?

save 30% at least per month den anam2 saka.. xempre di nmu ma malayam saka nsad imu sweldo. then kng enough na imu na save invest den save nsad for another investment.. travel.. repeat..

[doraemon101]

update...

age: 26

35k in stocks (investor)
10k in farm-on
2k+ & increasing (SPF thru company)

currently paying my educ loan (almost done, 2-3 more monthly payments & hopefully gaan nako breakdown sa exact balance sa taga SSS)

reloan sa sss for...
- perfume reselling (pamalit mo pls)
- opening a life insurance (vul to be exact)

then,
others...
future plans pa lang...

- increase SPF contribution
- get ESPP from company as well

on my 1st year managing my own money,
mao najud tawn na akong na earn..

thank God after almost 7yrs working,
naka recover najud ko sa akong financial crisis for the past yrs of making wrong decisions...

pila nka ka years sa imo current company ron? hope nag-allocate na kag certain percentage for espp ky i november and may ra bya na mag-open

[Lorenzo]

Age: 24
Gender: M
Work: Web Developer
Salary: 5 digits
Current Savings: 100k

Assets: Not much. 250k in investment and gadgets

I hope to see this 3 - 5 years from now to see some improvements

Wow its been 1 year since.

Update lang:

Age: 26
Gender: M
Work: Web Developer (Homebased now)
Salary: 5 digits
Current Savings:
Assets:
Paypal: 280k
Bank: 530k
UITF: 30k
Stocks: 50k
Lot: 50sqm
Liabilities:
Condominium/ Monthly 8k
Internet /Monthly 1.5k
Misc / 2k Monthly


Mag update napud ko sunod tuig, tanawon lang ang dagan sa kinabuhi hehehe

[loucellmar]

Pa share ra ko

Bag.o lang ko nag start ug tigum

Age: 28
Work: Call Center Agent
Basic Salary: 16k
Savings: 70k
Tangible Assets: i5 7th gen Laptop, Huawei P10, GoPro Hero 4 Silver.

I'll leave this here for now. Hopefully by next year mo dako na ni. I'll be quitting my job by next month to venture on a very small business and apply balik sa BPO company if ma okay ang business.