BPI Keeps on increasing my Credit Limit w/o my consent

[SnowPH]

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Dugay kaayo mutubag ilang hotline but worth a try, sir. Last time ako gipa-cut ako credit card kay naa fraudulent purchase nuon pero ila man dayun na-resolve. Ask lang na nganong na decline and I think it's best naa ka BPI online account pra ma-monitor nimo imong spendings ug hike sa imong credit limit.]

Thru online ra sad gane ko kabalo gitas-an akong limit ug naa sad fraudulent purchase. Hope this helps

[vern]

An increase in your credit limit is a good thing. Most banks and credit cards do this automatically when they feel you are more credit worthy. This has nothing to do with your card being decline. That probably has more to do with you being in another country and using it where they don't expect you to be trips up their security guidelines. Give them a call and they should be able to sort you out.

[emailroy2002]

automatic rana bai basta good credit standing, discretion na sa account manager nila.

mas nindot nuon na, pwede ra na nimo tawgan kung di ka ganahan pa tasan, or ipa set na nimo to certain amount ang limit.

[borrise]

or mas maayo kung lifetime walay annual fee. suwayi ninyo M Card sa Metrobank.

Dali naman ron e waive ang annual fee sa bank. tawagan lng nimo or email mo waive raman cla. based ra pud na sa ako BDO.
pero mas maau gyud to automatic na lifetime hehehe.

[Time]

Way lami nang credit card oi.. mag purchase ta online.. mas taas man nuon ang mabayran kaysa price sa item..

[ace101]

Before going abroad kinahanglan dyod mutawag una sa bpi to let them know aron magamit ang cc.

Wa man gani koy gamit2 sa ako bpi cc pero cge ra nila patas an ako credit limit. karon kay almost 120k na.

[cartoner]

That should be a good thing most people would request to increase their credit line.

[edgeknife]

maau mo diha oie kay mag cge increase ang credit limit ninyo sa BPI... akoa 3 na ka request puro decline... ang ni increase nuon ang installment madness limit...

speaking of BPI, di ko ganahan aning bank. they are so far the worst customer service. dugay kaau ka ma connect sa imong tawag nila. mo lapas pa og 30 minutes para lang ma connect ka sa imong tawag.

[edgeknife]

automatic rana bai basta good credit standing, discretion na sa account manager nila.

mas nindot nuon na, pwede ra na nimo tawgan kung di ka ganahan pa tasan, or ipa set na nimo to certain amount ang limit.

dili jud na basis ang good credit standing para ma increase ang credit limit. naa ko BPI credit card, last nako increase was 2014. sus 3 times ko ga request og credit limit, puro decline.

wa ko blema kung bayad lang ang hisgutan. on or before due date ko tig bayad unya di pajud kulang akong monthly nga bayranan...

different banks have different basis sa credit limit increase. like for metrobank, HSBC, RCBC & even Citibank, ilang basis matagaan ka credit limit increase is mo avail ka cash loan (not cash advance adto mo withdraw sa ATM machine) & balance transfer... I don't knwo with BPI. I have done installments & cash loans, wa jud increase sa credit limit. as what my friend told me, dapat i-maximize jud daw ang pag gamit sa credit card sa BPI para naa credit limit increase...

[ace101]

dili jud na basis ang good credit standing para ma increase ang credit limit. naa ko BPI credit card, last nako increase was 2014. sus 3 times ko ga request og credit limit, puro decline.

wa ko blema kung bayad lang ang hisgutan. on or before due date ko tig bayad unya di pajud kulang akong monthly nga bayranan...

different banks have different basis sa credit limit increase. like for metrobank, HSBC, RCBC & even Citibank, ilang basis matagaan ka credit limit increase is mo avail ka cash loan (not cash advance adto mo withdraw sa ATM machine) & balance transfer... I don't knwo with BPI. I have done installments & cash loans, wa jud increase sa credit limit. as what my friend told me, dapat i-maximize jud daw ang pag gamit sa credit card sa BPI para naa credit limit increase...

naa siguro ka lain deliquent nga records not necessarily credit card. Makit an man siguro na nila especially now na naa nay CIC (Credit Information Corporation) nga gi establish. Basta ako bpi wa nakoy gamit2 nag avail ra ko sa ila call for cash one time. I prefer using my Citibank Platinum cc.