Very very seldom i decline ka sa installment. Unless makita dili secured imo position. Online jobs are not considered secured. Any 3month old job with payslip is enough.
If imo wife nag apply, dili na sil concern if naa license o wala, but kung naa supporting income ang husband. That is why if wife mag apply, mangayo na sila ug murag verification nga naa approval nimo. If husband mag apply, aw, wa na halos apil si wifee..