Family Budget in Cebu City

[miyay]

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Two adults and 2 kids:

Kids' milk, diapers, vaccines- 8k
Yayas - 8k
Grocery & fuel - 5k
Water - 1k
Electricity - 3k
Phone bills with net - 3k
Gas & insurance- 4k
Life insurance- 6k
Investment - 5k
Home insurance, taxes - 0.5k
World vision donation - 2.8k
Loan capex - 10k

Makatabang jud kung:
1. Magcloth diapers - computed savings of 25k for my eldest who's now 2.5 years old. Gamit gihapon sa second child. By the time di na sila magdiaper, abot na siguro 60k ako total savings.
2. Pavaccine sa center. Eldest kay pedia. Spent 40k na and running. Second child sa centro ra except sa vaccines na wa didto. Grabe kadako sa savings.
3. Mag invest og kuha insurance samtang wa pa nag eskwela mga bata.
4. Palit og isda sa Pasil og utanon sa Carbon. Luto ra mi pirme. Magbaon sad ko para lunch.
5. Kabalo mugamit og credit card. Ayaw swipe kung di ka kabayad og full kay di mabangbang ang finance charge. And use them at the start of the billing cycle para naa kay almost two months of kiting. Take note of freebies.
6. To pay it forward. It's the law of the universe. The more you give, the more you receive. Based on experience 😀

[jerzx777]

@miyay, Wow ! dakua sa imo budget monthly , pero sakto gyud ka sa imo mga inputs kung unsaon na maka save, amo sad na gi apply kay lisod , 1 adult , 3 kids, ages, 11,10,9 .. LOL !

[MS.BUMBAY]

Paita pud ana oy. Mahal na jud palaliton ron panahona. Kung mahimo pa lang dili na magminyo .

[chanixparot]

Lisod na gyud. Si mrs ig maternity leave niya mag try nlng gyud siyag homebase aron maka extra.