Credit Cards [ Fun Survey? :-) ]

[coolnezz]

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new card with my school's logo...

[Sarevok]

new card with my school's logo...

No annual fee imo mga cards bro?

[coolnezz]

No annual fee imo mga cards bro?

Yup, no annual fees.

[edgeknife]

1. How many CCs do you have? 3 but it will be 2 by end of september coz planning to cut one.
2. VISA/MC/AMEX/DISCOVER? 2 MC & 1 Visa (1 MC & 1 Visa by either end of september or early october)
3. What is the Credit Limit? BPI MC - 119,000.00, Metrobank Toyota MC - 40,000.00 (will be cut soon) & Metrobank Classic Visa - 40,000.00
4. Do you like the design? Just fine.
5. Any cardholder benefits? Perks? As long as you have a good credit standing with them, they will offer you loan charged to your credit card. if you want to increase their credit limit, they will increase it right away.
6. What do you mainly use it for? groceries, shopping, plane tickets online, personal loans, other online purchases like hotel accommodations, etc.
7. Why do you like or dislike your CC? YES, I do. Luv both My BPI & Metrobank. But I have to close the Metrobank Toyota Mastercard coz of cutoff purposes. BPI cutoff - 25th of the month, Toyota Mastercard - 3rd of the month, Toyota Visa - 10th of the month. So they have the gap of 1 week. I want to have a cutoff gap of 2 weeks.
8. Any advise to other CC holders? Basta bayad jud inig abot sa billing. Pay the exact amount due, the better. As much as makaya, avoid paying the minimum amount.

[coolnezz]