How old are you? And how much is your savings na?

[sammedriano]

---

Age: 26yrs old

Income: P2.5M annual (will quit 3-4 months from now, break for 1 Year)
Investments / Assets : Stock Market (1.1M), Condominium (2.6M) , Car (1.4M).
Cash Savings: 2M

Gi Unsa nmo pag achieve Bro? Share pls....

[racing]

Taking risk. Smart risk. Real estate is the best, I guess.

[Anti-Facebook]

maka inspire ni nga thread da!

Age: 25
Savings: 160k
Tangible asset: Car nga 2014 model

[deadspace]

update nagsugod palit ug lot para balay dere sa city 5years to pay age nako ron 29 dungan mi sa ako sis palit 25 age niya..
I
guess nice decision since ang yuta man..

[sammedriano]

update nagsugod palit ug lot para balay dere sa city 5years to pay age nako ron 29 dungan mi sa ako sis palit 25 age niya..
I
guess nice decision since ang yuta man..

Brader, Kanang yuta datadata inyu gkuha?

[lloyd_joy]

it would be best that we'll manage well our income... dili ta pataka'g gasto labi na ning mga unplanned then ang hard money nato, ad2 ra padulong sa mga "negative" assests... kaubo gyud ta ani...

if naa'y extra, nice mag invest sa stock market... pero, pag research ug maayo. ayaw patakag hamag kay mayayay unya. safe ni na investment basta dili pang daily sustenance ang gamiton for investment. nice kaayo ni'ng stock investment sa mga bata pag edad kay taas ang time nila to gain or maka bawi kun mag bear ang market. anyhow, dili man ni lumba ang stock market investment. hehehe...

kun pwede pa maka invest kay naa pay extra income, invest in real properties labi na lot kay mo appreciate man ang value ani nya...

and better still, get a life insurance and memorial plan... para ni sa atoa ug sa atoang family...

[lloyd_joy]

nalingaw ko nag basa sa mga post... hehehe... nice kaayo kay daghan kaayo na mga bata pa na dagko na kaayo'g income... invest gyud mo mga peeps para maka retire young mo or kun plan na mo retire sa hinog na edad, ok pud kaayo... basta, naa ta'y financial freedom, mao gyud ni ang i-target nato...

dili man gyud ni malikayan na padulong ta'g ka hinog... then sa pagka lata so, let's enjoy now and plan ahead so that we can enjoy tomorrow as well as our family... ehehehe...

personally, kay middle aged naman ko or in other words, i'm about to become 1 yr old... life begins at 40 man kuno... ahahaha... so far, mao ni akoang check list. puro ni sila kita sa akoang pag paninguha ug sa grasya na gihatag sa tua's Taas... dili man ko anak ug adunahan na naa'y ma hand-down... hehehe... anyhow, these are the fruits of my labor...

> positive assets (real estate properties): residential lots (check); condo (check); single detached house, row house or duplex (N/A for now. maybe later. mag patukod ra ko unya puhon); memorial lots (check)
> negative assets... cars (check) and other house hold and personal electronics (check)
> savings (check)
> life insurance (check)
> memorial plan (check)
> passive investments... mutual funds (check), stock market (check), cooperative (check), crypto currency/ Bitcoin (check)

and best of all, got no "negative debt"... hehehehe... my debts are all "positive debt" like the condo and the 2nd (208 sqm - @ Mountain Plains in Danao) and 3rd (200 sqm - @ Monte de Piedra in Consolacion) residential lots. Had paid in full the 1st residential lot (200 sqm @ Peninsula Place in Sugtungan, Mactan)...

[cebu.opportunities]

@lloyd_joy

how 'bout health insurance and/or health care plan sir?

wa pasad ko health care pero I believe imp't ni.

[lloyd_joy]

@lloyd_joy

how 'bout health insurance and/or health care plan sir?

wa pasad ko health care pero I believe imp't ni.

nice pud ni mam... needed pud ni nato baya... wla ko ani'ng specific health care. but, naa'y rider ang akoang life insurance plan... hehehe... wla man pud ko dha's atoa man gud pud...

important kaayo pud ni baya...

[ian_1983]

Reposting from Warren Buffet:

When Stock Prices Drop, Buy — Don’t Sell

-“I like buying it as it goes down, and the more it goes down, the more I like to buy. … If you told me that the market was going to go down 500 points next week, I would have bought those same businesses and stocks yesterday. I don’t know how to tell what the market’s going to do. I do know how to pick out reasonable businesses to own over a long period of time.”

Totally agree...I recall during the days of 2008 financial crisis, i was on a panic mode b'coz my 401k took a big hit. I then gathered my thoughts and realized this maybe an opportunity for bargain hunting. To cut the story short i bought 200 shares of AIG price at $ 2.70 when the New York index lost 400 points. 5 years later i sold my AIG shares for 50.16........BIG BIG SMILE!!