
Originally Posted by
op2nd
HMO wala gi offer sa mga regular insurance like Sunlife, Prulife, AXA etc. HMO gamay lang iya maximum service/coverage 50k-250k once mahurot, out of the pocket expenses na ... nig sugod nimo ug work INVEST jud kaani kay mao ni makahurot sa imo savings or this would PROTECT your future income.
Statistic ...
276 Filipinos die of heart disease everyday
1 person dies of stroke every 9 minutes and 75% of stroke victim become permanently disabled
142 people die of cancer everyday and 9 people are diagnosed with cancer every hour
5 out of 10 children are afflicted with Pneumonia
61 people die of diabetes everyday
ICU confinement 30k/ day
Dialysis with medication 50k/ month
Brain Aneurysm surgery 400k
Chemotherapy 60k per session (1.5M complete)
Coronary Artery bypass surgery 600k (1.2M triple bypass)
Kidney organ transplant 1.2M
Regular Insurance health coverage mas daku lang (100k-10M+). Usually rider ni sya but duna pud stand alone, ang monthly mag depende sa age ug pila ang gusto na coverage, pay 5 yrs, 10yrs or 20yrs. Health coverage dunay up to 71 or until age 100.
Barato pa ni if sayo kuhaon or if dili pa nimo kinahanglan (which is the time to buy)
Mas taas edad mas mahal (syempre high risk sa company mao mahal)
I can give you a sample qoute. Just PM me.