Health and Life Insurance

[hambugero]

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Curious here. Is there a health insurance that's bundled with life insurance? We're actually interested in health insurances (but if naay bundled, the better).



pm me kinsa naa idea about ingani and include the figure pls... ty

[makie]

Curious here. Is there a health insurance that's bundled with life insurance? We're actually interested in health insurances (but if naay bundled, the better).



pm me kinsa naa idea about ingani and include the figure pls... ty

Life insurance companies do have health benefits that come in riders. Riders are additional benefits that you can get for an additional but minimal cost.

In Philam Life, they have riders that will provide cash allowance during the insured's stay in the hospital. The cash allowance is different from the amount covered by HMO. HMO pay hospitalization bills while the allowance provided by the life insurance company is a replacement income (supposed to be the income that the insured is earning if he didn't get sick). Aside from the hospitalization allowance, there is also a separate allowance or support for ICU and surgical cases and outpatient support.

[cebu.opportunities]

Hello, pwede ko pa email sa list of Products/Program/ Accredited Clinics, Dental Clinics, Laboratory and Hospitals...

Open for HMO's and Health Insurance (kato lang siguro inyo not Unit Linked then pwede with Critical Illness and health related nga rider (hospitalization reimbursement, hospital income, in-patient and out-patient services). F; Ages 27 and 28; no history of hospitalization.

Please email it to glory582000@gmail.com


Naa sad diay ko question:
- unahon man i-deduct ang bill from healthcare benefit then if naa pai remaining bill, sa health insurance na?

I've heard from one the agent's experience nga covered iyang mom sa Caritas and auto deduct na but then wa sila ka claim sa health insurance gikan sa life insurance company ky need og receipt which is naa na sa Caritas. ang na reimburse lang nila sa health insurance ky meds nga gipalit gawas sa hosp.


Hope naa sad maka share sa ila experience if na served ra sila according to the plan gikuha. Lisod if masayang lang, hehe. Like sa Kainos, nanira daw ky late mobayad sa doctors/hospital then naa pa pending unpaid dues.

TIA

[Uzumaki Naruto Ni]

Hi guys! I'm a licensed financial advisor for Philam Life. I could probably answer questions regarding life insurance and investing in a life insurance policy.