Savings - Unsaon og Kanus-a ka nagsugod????

[Lamusika]

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If naa ra kay 2 valid primary ID's and pictures .. okay na.

hmmpp... no need na ug bill or lain pa ?

[Wynna]

hmmpp... no need na ug bill or lain pa ?

no need na. Mangayo ra na silag NBI or police clearance if dili primary imo ID's, but if naa ka, dretso2x naman. Unsa man imo plano I-open diay? unsa man imo ID's nga naa?

[Lamusika]

no need na. Mangayo ra na silag NBI or police clearance if dili primary imo ID's, but if naa ka, dretso2x naman. Unsa man imo plano I-open diay? unsa man imo ID's nga naa?

Tin no. ra ky dugay pman dw makuha ang sa BIR, utro pd ang voters , nya ang philhealth kwaonon pa nko. hehe

[Wynna]

Tin no. ra ky dugay pman dw makuha ang sa BIR, utro pd ang voters , nya ang philhealth kwaonon pa nko. hehe

awww murag lisod2x jud na.. UMID, driver's license, passport, voters ID ang mga primary ID's.. Company Id's kay secondary na. di gani ko sure kung ang TIN ID kay valid na. Ang philhealth kay dili na valid ID.

[Lamusika]

awww murag lisod2x jud na.. UMID, driver's license, passport, voters ID ang mga primary ID's.. Company Id's kay secondary na. di gani ko sure kung ang TIN ID kay valid na. Ang philhealth kay dili na valid ID.

ahh mao lageh,, gkan pd ko sa metrobank ganiha , Tin no. ug philhealth okz rman cla ,,
Salamat @Wynna sa info

[rics zalved]

planning ra jud na TS

first, imonitor nimo ang mga expenses nimo vs. sa imong income

then, icompare kung lugi ba imo income or gamay ray nasave

then, ifilter ang need sa wants kung d pa ka kontento sa savings nimo

then kung dako na ka ug masave, try ug invest, bahala'g bisan unsa(stock market, mutual funds, time deposit, etc.) para mas motubo pa imo gisave, ayaw patuloga sa bangko

sa akoa TS, naa jud koy weekly budget (calculated na ni after sa steps above), kung mamismanage ko na, gutom jud ako maabtan sa kana nga week bahala ug naa pa koy kwarta sa atm, that is how i discipline myself, pero nakita man sad nako ang fruits pud sa sacrifice nako.

and most importantly mohatag ka sa charities or sa church kay nipromise man si Lord nga

"panghatag kamo aron ikaw tagaan, madawat ninyo sa saktong takos, sobra pa gani, ug nag.awas awas kani"

[2nderemperror]

mao pud nay pangutana pa nq rn, kung kanus-a q magsugod faets.

[callsyn_bigbird]

Start small. Once madawat nimu imuhang sweldo, kuhai ug 10% and give it as your tithing. Yes, tithing. 10% akoa gina kuha jud sa any form of income naku, I promise each of you if you will do it, you will be amazed at how much blessings mabalik sa imuha. Dako ang 10% dayun ihatag nimu to help the poor and the needy but it is the secret of success. The more that you are willing to give, the more that you will receive is return.

Now, from the 90% nga remaining, magpa daplin ko ug 10% for my savings then live with the 80% only. Avoid utang as much as possible or else mag lisud naka sa budget nimu kay mahimu naman na nga cycle. Ang imuhang incoming nga sweldo kay pang bayad na lang sa utang inig ting bits utang na pod.

Guys, I am sharing you these things kay gi practice na ni naku pag ayo karon. During the time nga naa ko sa Xlibris, I was earning 5 to 6 figures per month. Sadly, no knowledge on financial management. Maayo na lang kay nay nay gamay nga nahabilin ug mao akoang gi invest. "It is not about how much you earn, but it is what you do with your money that matters the most." Dili ko milyonaryo, in fact, mas naa pa moy kaya naku but I am happy and satisfied to the knowledge that I've gained.

[Albert23]

Sa BPI boss kay mag need man pud sila ug primary ID like NBI or police clearance, wala koy time pagkuha ani..

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Nice. Ako nya ni echeck sis..

bro, pwd rman drivers license ana

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Hay naku,,, nahan unta ko maghimo ug account sa BPI ,,, ang problema wa ko kahibaw sa ilang requirements... If student dali ra guro, pero what if din.a ?

hi, actually dali rman mag open ug account sa bpi. any valid id will do ang ila bachan lang jud is ang signature kay klaro unya same ra sa imo present signature..

[Albert23]

does it include Mutual Funds and Stock exchange?

or you could invest your money on some assets that would not depreciate but rather increase its value in a period of time.
Funds such as emergency funds or cash for daily expenses could be deposited to your ATM for easier access, but if you are more likely out of control or impulsive on spending your money pag time deposit or regular savings account nalang.

- No unnecessary expenses
- Don't be so materialistic
- Don't spend more than what you can afford
- set goals or future plans

hi maam, i think time deposit now a days is no longer appreciated because of the inlflation rate...i already experience this kind of strategy...loge ko..ako interest rate na 1% sa time deposit dli ka bayad sa inflation rate nga 7% inflation every year...so mao ngita ko lain way...hehe