How old are you? And how much is your savings na?

[jackdi]

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the key in saving is that, know what you want and save for it, know the future how much you need for your future, kids future, pero ayaw jud kalimta ang PRESENT. you cannot buy back time no matter how much money you have....

Amen Boss!

Now on the question: How old are you? And how much is your savings na? Come to think of it, mura man og wala ko ani dah?

I mean, i/we have small investments pero "savings", murag wala jud Every pay-day, ang money will be going to a lot of budgeted stuffs (slang for listed expenses) na. Oh boy i think im in trouble....

Suya lang ko's uban kay makabutang jud og figure. Ako, mura'g wala man jud oi gawas sa maintaining balance....

[cebu.opportunities]

basin anha na siya mamalit ug LV na bag inig edad 55 na siya, nya di na niya magamit kay perteng bug-ata sa mga ingon ana na bag. hahaha. anha na pud siya ig edad 65 mu travel nga dali na siya kapuyon ug lakaw.

sa bag nga super mahal, dili siguro. pero sige man sad hinuon ni siya travel either solo flight (own expense) or free/kana gamay ra ya gasto, haha. ambot lang pud atong shared expense nga daghan man unta mag tunga bayad sa van and bangka...
ana lang jud siguro. lain2x pamaagi, lain2x ang comfortable way of saving and spending.
@jackdi, at least napunta man pud sa investments?
lisod bitaw i-balance kay naa najud allocated monthly expenses.

[medwarc]

Amen Boss!

Now on the question: How old are you? And how much is your savings na? Come to think of it, mura man og wala ko ani dah?

I mean, i/we have small investments pero "savings", murag wala jud Every pay-day, ang money will be going to a lot of budgeted stuffs (slang for listed expenses) na. Oh boy i think im in trouble....

Suya lang ko's uban kay makabutang jud og figure. Ako, mura'g wala man jud oi gawas sa maintaining balance....

Agree bro that's why importante jud nga i increase ang cash flow through mga part time career or mga business. Kay usually kung sweldo ra ang source, mostly adto ra jud padulong sa basic needs. Then kwentaha na lang if naa nay family. Ma short jud usahay...hehehe

[helvetica]

I posted here a few months ago and medyo aka recover na sukad atong naagian sa akong family few months ago. naa nako 5 digit saving, medyo gamay2x pa gyud pero its better na than wala. daghan pa gebayaran, i paid them all off this month so medyo dako og napuno sa savings account. ang akong pamaagi karon para makatigum is whenever there is something i want to buy... like a new bag or a pair of shoes, i ask myself if i deserve a reward this month or this quarter. if the answer is yes, then i buy it. if no, then i put it off for another month/quarter/year. this way, di ko magpataka og palit tungod lag kay gusto ko. but ganahan ko nga when i buy something or when i treat myself to a posh resto, rewarding and satisfying ang feeling.

[ralphswurld]

Amen Boss!

Now on the question: How old are you? And how much is your savings na? Come to think of it, mura man og wala ko ani dah?

I mean, i/we have small investments pero "savings", murag wala jud Every pay-day, ang money will be going to a lot of budgeted stuffs (slang for listed expenses) na. Oh boy i think im in trouble....

Suya lang ko's uban kay makabutang jud og figure. Ako, mura'g wala man jud oi gawas sa maintaining balance....

ok rana bro na btaw kas sg nya ga stocks pa jd ka..

[glaeken]

Pwede moapl ani?

ako pod pa hitch ko hehe we can form a group (possibly a mutual fund); I cannot comprehend investing by reading alone, id like to be mentored hehehe

[BolABug]

apil og seminar about mutual funds daghan libre...

[dhemps]

Pwede moapl ani?

pwede kaayo. just pm ra sa mga tao nga suito ani.

[glaeken]

Age: 29
Job: homebased
Income: 840 to 900K per annum
Savings / emergency fund: 550K
Investment: 210K (VUL, MF, UITF)
Expenses: 50 to 60K per month
Assets: 160K for gadgets (laptops, tablet, phone), house and lot (1 storey ra jud tawn), 1 studio condo

Back to school ko ron hopefully ug makagraduate and makapasar, mapun-an ni.

Naa koy knowledge gamay sa MF but acquired ni through reading would love to attend seminars jud para mapun-an akong kahibawo.

[iron_dick]

Age: 29
Job: homebased
Income: 840 to 900K per annum
Savings / emergency fund: 550K
Investment: 210K (VUL, MF, UITF)
Expenses: 50 to 60K per month
Assets: 160K for gadgets (laptops, tablet, phone), house and lot (1 storey ra jud tawn), 1 studio condo

Back to school ko ron hopefully ug makagraduate and makapasar, mapun-an ni.

Naa koy knowledge gamay sa MF but acquired ni through reading would love to attend seminars jud para mapun-an akong kahibawo.

unsay type of work nimu sir as a homebase?