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  1. #11

    if naa kay toyota, unsay benefit? naay discount sa maintenance fees?

  2. #12
    i hate it when cc imposed an annual membership fee even if you're not using it, like the rcbc myDream card.

  3. #13
    if you are not using it, you can just cut it so you don't need to pay for the annual fee

  4. #14
    Pareha raman ni sa uban Metrobank CC nga card. Ang kanindot lang ani kay "some" discounts sa toyota, kalimot ko unsa.

  5. #15
    Ma'y pa ka. Me I got a P15,000.00 credit limit with a P2,000.00 annual fee. Crazy! (I have six figure limits on my non-Metrobank cards).

    Naturally it was easy to exceed 15k by a few hundred pesos, but a collection officer called demanding I pay the excess immediately. Tagalog pa. This pissed me off, for a few hundred pesos they expected me to go out of my way and make up for it instead of just billing me at the next statement.

    So after some back and forth I decided to take my revenge by withdrawing my little investments in Metrobank. I've now settled into using the card to buy Petron gasoline for which I get a little rebate.

    That's all its good for... buying gasoline, since I drive a Ford and even if I drove a Toyota I doubt I would be able to buy anything for 15K.
    Quote Originally Posted by SuperStar View Post
    naa ko ani nga card ang i was surprised that they gave a 80k credit limit...nagamit nako 2 times ang card pero after ato kay ako gi destroy ang card para di na nako magamit kay basin matintal ko pero still activated pa japon sya...

  6. #16
    Quote Originally Posted by joop View Post
    i hate it when cc imposed an annual membership fee even if you're not using it, like the rcbc myDream card.
    kay diha raman na sila maka kwarta provided you pay on time and in full... meaning no penalties, no interests... inana ko... kansi ning BPI sa ako...

    though ma waive raman gihapon akong annual...

    murag nagka interest baya ko aning M Card sa Metrobank, no annual fee... nindut pang back up card...

  7. #17
    Tinud-anay lang dili jud ko comfy aning CC bitaw, naa man gane ko pero wala jud ni nagamit sukad hinuon supplementary ra ni akoa from my wife gitagaan sad ko sa bdo. Pero naa ko debit which is mao ako madali dali labina sa laing lugar ug waa available currency.

  8. #18

    Lightbulb suggestion lang nako, if wa pa mo kakuha credit card ... ayaw na lang ipadyun kay tintal gyud mo gamit basta naa na

    akong chikas ani kay biktima sab


    actually, as far as i know kay Toyota MasterCard kay separate gyud ni sa Metrobank credit card


    i mean akong chikas ni-qualify c'ya mukoha Metrobank credit card so ni-avail then na-approved sab


    then just weeks after na-release ang Metrobank credit, ni-kuntak pud dayun ning Toyota MasterCard


    kun paminawun nimo agents sa Toyota MasterCard, maka-ingun gyud ka nga Metrobank gyud sila mismo


    pero if you're quick enough to hear it back, lahi nga entity ang Toyota MasterCard sa Metrobank


    tingali naa lang ni sila agreement kay during discussion, di man gyud sab mu-mentioned ang Toyota MasterCard nga lahi o separate sila sa Metrobank


    akong chikas kay only confirmed it when she closed her Metrobank credit card then Toyota MasterCard keep making follow-up for the remaining balance


    ang nakabate pa samot kay separate gyud ang annual fee, maayu lang muhisgot nga annual fee has been waived


    well, kun nanginahanglan gyud sab mo immediate needs with no cash then either Toyota MasterCard or Metrobank card is okay kay as the saying goes " ... credit is good but we need cash ... "

  9. #19
    Quote Originally Posted by bim27142 View Post
    kay diha raman na sila maka kwarta provided you pay on time and in full... meaning no penalties, no interests... inana ko... kansi ning BPI sa ako...

    though ma waive raman gihapon akong annual...

    murag nagka interest baya ko aning M Card sa Metrobank, no annual fee... nindut pang back up card...
    Limited raba ilang card nga no annual fee?

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