Philam Life

[Mr. T]

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Im 34 yrs old,what's the best insurance coverage you can offer me? what are my benefits? how much my monthly premium?

[makie29]

What if the client's death caused by accident how much will he gets?

If there is an attached Accidental Death Benefit (ADB), the insured amount/coverage will be doubled.
The ADB rider is very affordable. If there is no ADB attached to the plan, the beneficiaries will only get the insured amount/coverage plus the investment portion.

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Im 34 yrs old,what's the best insurance coverage you can offer me? what are my benefits? how much my monthly premium?

In order for us to make several plans, we need some information like occupation and medical background (do you have existing illnesses? are you taking in medication/maintenance? have you undergone surgery before? do you smoke and drink?). If you want me to make a proposal for you, you may send me a PM to those considerations. Please also include birthdate.

[I'm Pawesome]

For as low as P1,300 to P1,500 a month, a 20-year old can get around P1.5M worth of insurance coverage and a mutual fund investment. The beneficiaries can get both the insurance benefit and the investment in case the policy holder passes away.

BTW, I checked my inbox, haven't found your message. Can you please PM me your message again? Thanks.

Thank you kaau sa pag respond sir Makie,. 1.5M najd inyo least Premium sir? if 500k lang naa? pila sad per month?

[makie29]

Thank you kaau sa pag respond sir Makie,. 1.5M najd inyo least Premium sir? if 500k lang naa? pila sad per month?

P1.5M is not the premium, ang life insurance coverage na siya. We also have plans nga around P500T lang ang coverage.
I always recommend the Family Secure plan since it is the one that gives the best bang for your buck. It has both life insurance coverage and investment and you can get both.

[Palos]

For as low as P1,300 to P1,500 a month, a 20-year old can get around P1.5M worth of insurance coverage and a mutual fund investment. The beneficiaries can get both the insurance benefit and the investment in case the policy holder passes away.

BTW, I checked my inbox, haven't found your message. Can you please PM me your message again? Thanks.

what product ni ninyo sir? for a 22yr old pila ang premium? ang payment term how long pd sir?

[Palos]

Life insurance is not expensive. Don't you know for just P5,000 a year you can get a P500T life insurance coverage and P800 per day coverage in case you're hospitalized? On top of that, you can also get coverage of P1,000 per day in ICU and P10,000 reimbursable amount in case of surgeries.

*Example above is below 30 years old. The younger you are, the cheaper the premiums and the bigger and better the coverage/benefits.

sir kani pd nga plan inquire ko, is this still available?

[makie29]

what product ni ninyo sir? for a 22yr old pila ang premium? ang payment term how long pd sir?

Family Secure ang name ana nga product. Premium will depend sa coverage. For a 22-year old then ubos lang ang coverage (around P1M), premium per month would only be around P1,300. Life insurance plus investment (mutual funds) na na siya.

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sir kani pd nga plan inquire ko, is this still available?

Yes, it's still available. Health insurance na siya.

[Butitor]

Naay health insurance ng Philam murag HMO ba, wala kaayo labad sa ulo pag magka hospital2x ta halos bayad na tanan, or at least.

[makie29]

^^Health insurance and HMOs are different. Ang health insurance kay moreimburse ra. Angay parison ang HMO and health insurance. Ang HMO ang mobayad sa mga bills then ireimburse sa health insurance ang expenses incurred during the hospitalization.

[Palos]

Family Secure ang name ana nga product. Premium will depend sa coverage. For a 22-year old then ubos lang ang coverage (around P1M), premium per month would only be around P1,300. Life insurance plus investment (mutual funds) na na siya.

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Yes, it's still available. Health insurance na siya.

Hi sir makie, upon contemplating. naka realize jd ko nga ang inyong guardian 65 jd ang mu fit s ako needs ky mu start npd ko sa MFs nq pd (finally).

Pde ko mangayog proposal nmu regarding guardian 65? Ang payment term ani ky 10yrs rmn sah? (based s illustration s inyong site) I plan to get this by the end of the month.

Pila pd f mag addon kog Lifeline (LL)? and would I still only pay 10 yrs? if naay addon? thanks daan sir makie


BTW 22 yrs old non-smoker ko nealvirtudes17@gmail.com ako e-mail