Need Help about Deed of Donation and Transfer of Land Title.

[yodj]

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Hi guys.

I have a situation wherein amo house is loaned from PAGIBIG thru my uncle since dli pa man mi eligible ato time na gi loan ni. Kami lang nagamonthly payment sa pagibig then karon hapit na mi mahuman og bayad. Ako question is unsa man mas maau na option na buhaton para makareduce mi sa cost and other factors para matransfer ang name sa amo/ako since akong family are all working abroad ako n lng nabilin dre. Ang amo options nahunahuna.an are to assume the housing loan para ig kahuman bayad sa pagibig matransfer deretso sa ako name ang title, or to finish na lang ang payment then usa pa mi mgfile og title transfer by deed of donation.

Unsa requirements anang deed of donation and kung maau ba ni xa na paagi para sa amo situation.

Any idea or help will be greatly appreciated.

Thank you.

[spartan301]

If yur remaning balance is no longer dat substantial, d change in borrower name wud come-out cheaper... U basically only hav to dpend on the doc stamps of the PN... Applying wid pag-ibig is another thing...

Deed of donation still has taxes.. Documentation is much simpler thou compared to applying as a borrower wid pag-ibig...