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  1. #21

    Credit is good when you know how to play with it. Simple rule. Ayaw pangutang if wala pa klaro asa nimo kuhaon ang bayad. If ang bayad sa sunod pa nga buwan nga sweldo kuhaon, stick to it. Kasagaran man gud, after na mangutang, makalimot na nga sa sunod nga sweldo, naa diay bayaran. This is when credit starts to bloat.

  2. #22
    kung pwede malikayan ang mangutang likayi, kung walay lain kadaganan ok ra mangutang basta mutultol sad ka og bayad kay di baya lalim mubuhi og kwarta unya tablahun ra og away, hunahunaa nakatabang na sila nagpautang sa panahon nga wala ka...

  3. #23
    matud pa sa insik:

    utang - lipay
    bayad - dugay
    kita - lihay
    ningil - away
    tinda - hapay...

  4. #24
    Mangutang if naglisod na... as much as possible avoid ug utang jud...

  5. #25
    di ko hilig mangutang, wa pud koy utang from anyone... kay ako mismo di nahan magpautang.
    sa akong mama ra ko mangutang pero nihit ra. byran raman pud ig.sweldo

  6. #26
    magkalisod o dle mangutang gud ko ..d mabuhi ang tao walay utang..ahahaha

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