Nt a lawyer bro. Pkicorect n lng kng mali ako..my opinion is no longer a bill bt rather a full blown Law.. Kc RA 9505 n cya otherwise known as PERA Act of 2008. E2 po ung link R.A. 9505. Jst waitin for the final IRR to approved. Sa site ng BDO at BPI me ready pera account n cla pero onhold kc ala ung final irr.