More than a decade ko sa credit card sales bro. Lain-laing bangko. 99% sa manawag sa imo are agents who come from 3rd party agencies accredited by the bank. Naa man na silay commission. But the number 027952500 is a legitimate BPI number. Kung naa kay BPI account then makipag-phone transaction ka, specially those that would require call backs, you will see that mao na ang number nga gamit sa BPI.