Kaizer, Philam Abundance Plus and others investment plans

[makie29]

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I am not comparing Kaiser to other companies or to Philam. I'm comparing its returns and benefits vs getting HMO, life insurance, and an investment (let's say mutual funds) separately and looking which way is effective. Kung atong buwagon, we end up paying lesser premiums and invest more and the biggest thing of all, once we start investing (through mutual funds), motubo dayun ang kwarta unlike Kaiser nga after paying period pa magstart ug compound so in the end, the earlier we start, mas paspas ug mas dako ang potential returns. Anyway, everybody has different way of looking at things. As long as we all end up gaining in the end, that's all that matters.

[MAGNETIC.LEVITATION]

Unsa diay ning Kaiser bro? same ra ni sila ani nga company?

https://www.istorya.net/forums/busine...e-company.html

[ropiana]

Unsa diay ning Kaiser bro? same ra ni sila ani nga company?

https://www.istorya.net/forums/busine...e-company.html

lahi ni siya nga company bro..
ang usa kay kaiser estates kay real estate company, then ang kaiser healthgroup kay HMO..

[story]

You may also refer to this thread:

Forum->Commerce->Business, Finance & Economics Discussions->Kaiser International Health Group is it reliable?

[bhadx]

naay daghan ana sa philam life.. naara ila mga products o. kung interisado mo pm lang..

link: URL Shortner

[pinoypassiveincome]

I agree with lorenzoleo which should stop comparing investment vehicle in fact we should diversify our investment to spread our risk may first investment is with Pru Life uk pro active fund recently I got philam family secure I am planning to get kaiser. If you read the fine print of all this policy they all say earnings are illustrative purpose past earnings are not guarantee of future earnings but with this note would you still stop investing. For me I would rather risk than keep my money at the bank and let the bank owner get rich try to research in YouTube how money and bank works you will be surprise how banks creat money. Actually there is little difference from the rate of return between kaiser and philam family secure plan if we compared it if we put each respected premiums to a 10% annual interest sa philam family secure 60% sa kaiser long term plan 55% where did the difference 40% and 45% go it went to the commission, insurance cost, healthcare cost, on the first five year of each plan. Sa philam mataas ang insurance coverage binibigay sa kaiser mataas din binibigay sa health coverage na binibigay. Kung indi ka mamatay or magkasakit on the first 5 years that's the time they will start to put your premium in investment component . Sa insurance nga they discourage to withdraw on the first 5 years Dahil malaki ang surrender value in the end lugi ang client. So Philam and kaiser Pareho Lang. Rex Mendoza is also managing kaiser investment fund. Rex Mendoza CEO of philam life is also the owner and president Rampver Financial services which is the broker which IMG partnered to accept investment placement for Phil Equity, FIrst Metro (FAMI), Philam (PAMI ) Mutual Fund

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I agree with lorenzoleo which should stop comparing investment vehicle in fact we should diversify our investment to spread our risk may first investment is with Pru Life uk pro active fund recently I got philam family secure I am planning to get kaiser. If you read the fine print of all this policy they all say earnings are illustrative purpose past earnings are not guarantee of future earnings but with this note would you still stop investing. For me I would rather risk than keep my money at the bank and let the bank owner get rich try to research in YouTube how money and bank works you will be surprise how banks creat money. Actually there is little difference from the rate of return between kaiser and philam family secure plan if we compared it if we put each respected premiums to a 10% annual interest sa philam family secure 60% sa kaiser long term plan 55% where did the difference 40% and 45% go it went to the commission, insurance cost, healthcare cost, on the first five year of each plan. Sa philam mataas ang insurance coverage binibigay sa kaiser mataas din binibigay sa health coverage na binibigay. Kung indi ka mamatay or magkasakit on the first 5 years that's the time they will start to put your premium in investment component . Sa insurance nga they discourage to withdraw on the first 5 years Dahil malaki ang surrender value in the end lugi ang client. So Philam and kaiser Pareho Lang. Rex Mendoza is also managing kaiser investment fund. Rex Mendoza CEO of philam life is also the owner and president Rampver Financial services which is the broker which IMG partnered to accept investment placement for Phil Equity, FIrst Metro (FAMI), Philam (PAMI ) Mutual Fund