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  1. #1101

    Gud Mrning mga pipol!!!

  2. #1102

  3. #1103
    Kung student ka, ayaw binuangi ang skwela kundi eskwelahi ang imung mga binuang! Graduate na ka, paningkamoti ang imung mga gusto, ayaw gustoha ang imung mga paningkamotanan. This is what my mom said when she found out I dropped all of my subjects bcoz of barkada, brotherhood, bisyo, chix ug uban pa. So i said dont wori ma, I'm no fool. From that time, things has changed.

  4. #1104
    Quote Originally Posted by badazmel View Post
    Kung student ka, ayaw binuangi ang skwela kundi eskwelahi ang imung mga binuang! Graduate na ka, paningkamoti ang imung mga gusto, ayaw gustoha ang imung mga paningkamotanan. This is what my mom said when she found out I dropped all of my subjects bcoz of barkada, brotherhood, bisyo, chix ug uban pa. So i said dont wori ma, I'm no fool. From that time, things has changed.
    hhhmmm, medyo na curious ko da... unsay sumpay bro after na change ka? basin naa mi ma learn...

  5. #1105

    Join Date
    Feb 2007
    Gender
    Male
    Posts
    2,387
    Blog Entries
    1
    if mo change jud ang tawo then focus on something like business maka barog baya og balik... nice pud na mo motivate mama ni badazmel....

  6. #1106
    Age: 24
    Savings: 30k

    currently working sa gawas para mka save pod ko gamay.. sugod2x napod hulog sa ako mutual fund gamay..
    naa na unta koy na save sauna pero unsaon man.. gi.una man ang wants.. nakapalit na noon kog car.. weeeh.. XD .pero ok ra cguro kay magamit raman pod sa akong amahan.. anyway promise nako this time after sako contract ron... try nako build up og emergency fund.. get insurance.. then if maka.luag na.. invest the rest or di ba kaha mgnegosyo gamay... good luck to me..

  7. #1107
    Age: 26
    Savings: 5k MF(just started this month), 100+ brokerage acct (citiseconline, 7mos rako ngcge butang then pg.abot ug 80k in 7moswala na ko ng add.. interest is way better than the bank 100k+ na ang value karon akong brokerage.. pang long term ni ako so i invested it in mga stable companies coz i dont have time to study for trading.. ), 50k+ cash/atm, naa pa sad koy Long-term health care na mahuman na nko this year kay 5yrs to pay 18k+ ang annual, i dont know pila ang worth nah... hehehe
    Tangible items: cellphone, laptop, cam....

    Naka start kog save when I started working at a call center mga 2 years ago... so in 2years mao na ni akong na save.. except sa katong health insurance kay 21 pako ng start nko ato... kay prior sa call center gamay jd ako sweldo.. and even now i have a baby nah, though dli najud kaayo dako like before but atleast naa.. i can still save ghapon, but of course sa baby share mi sa expenses sa ako bf, but naa ghapon koy g.gasto sa bata...

    so the earlier the better mg start nka ug save esp. if sa call center ka ng work kay dako2 gyud imo ma save... you'll just have to learn how to budget or manage your expenses.. to think na ako sweldo sa call center is bet. 15k-18k net per month ra.. kaya rman and maka laag2 mn... pero dli jd pirmi...

    planning to start a business puhon.. i dont know yet kung unsa and kanusa... hehehe

  8. #1108
    Wa paman diay ko ka-post ug OnT puros ko OT haha.

    Age: 20
    Savings: mga 30k pajud tawn
    Asa gikan ang savings: TINIHIK-TIHIK gikan sa allowance pag college, sweldo pag OJT, ug mga pinaskuhan nga kwarta sauna. gi-tigom jud

    Work: bag-o lng nagka-work kay fresh grad ra pag March(1 main work and 1 part-time work = gamay ghapon sweldo HAHA).
    Plans: save time deposit for low-risk; get insurance/investment - mid-risk; UITF & MF daun para sa high risk
    Guidance: God, Family, and Friends(labi na sa Istorya kay daghag Experts dri HAHA)

  9. #1109
    Quote Originally Posted by badazmel View Post
    Kung student ka, ayaw binuangi ang skwela kundi eskwelahi ang imung mga binuang! Graduate na ka, paningkamoti ang imung mga gusto, ayaw gustoha ang imung mga paningkamotanan. This is what my mom said when she found out I dropped all of my subjects bcoz of barkada, brotherhood, bisyo, chix ug uban pa. So i said dont wori ma, I'm no fool. From that time, things has changed.
    nyc one

  10. #1110
    Quote Originally Posted by jofox View Post
    if mo change jud ang tawo then focus on something like business maka barog baya og balik... nice pud na mo motivate mama ni badazmel....
    Tuo gyud mo aning Jofox kay sakto gyud na iyang gisulti mao bitaw hayang2x nalang ni siya ron. Dili lang nako iapil kung unsa ka daghan kwarta ani niya ha kay masuko nya ..... hehe ..... Bro mustamos ...

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