How old are you? And how much is your savings na?

[cebu.opportunities]

well said @weis10 ...

to add sa assets,
pwede sad nato himuon atong self as asset and in order to be an asset, we must develop ourselves, invest in ourselves and everything will follow.

dako ni nga challenge sako nga side ky I have to start from the beginning.
nalibog pako where to start with but pwede rapud siguro ang Pshychosocial Theory of Erik Erikson.

Stages of Psychosocial Development:
Psychosocial Stage 1 - Trust vs. Mistrust
Psychosocial Stage 2 - Autonomy vs. Shame and Doubt
Psychosocial Stage 3 - Initiative vs. Guilt
Psychosocial Stage 4 - Industry vs. Inferiority
Psychosocial Stage 5 - Identity vs. Confusion
Psychosocial Stage 6 - Intimacy vs. Isolation
Psychosocial Stage 7 - Generativity vs. Stagnation
Psychosocial Stage 8 - Integrity vs. Despair

To learn more about the psychosocial stages theory, please refer to Erikson's Stages of Psychosocial Development or you may search other sources.

Psychosocial Development according to Erikson's theory is being developed from infancy through old age and each stage is a pre-requisite to the next stage. Since I'm fixated at the first stages, so with the succeeding stages. dako2x pjud i-work out ani but I think it's never too late. Then, we can search for other "theories" or basis to develop ourselves. In every failure and set-back that we experience, there lies a reason behind it. We must uncover it first and resolve it for us not to repeat the same mistakes over and over again.

[medwarc]

mag libog man ko ana psycho2x Ma'am cebu.opportunities. hehehe

[cebu.opportunities]

sir @medwarc, look for kana mo fit sa imo sir, hehe...
kuan na siya, ga involve og other people man gud and how it affects you.

using the same source as given above:

Psychosocial Stage 1 - Trust vs. Mistrust

The first stage of Erikson's theory of psychosocial development occurs between birth and one year of age and is the most fundamental stage in life.

Because an infant is utterly dependent, the development of trust is based on the dependability and quality of the child's caregivers.

If a child successfully develops trust, he or she will feel safe and secure in the world. Caregivers who are inconsistent, emotionally unavailable, or rejecting contribute to feelings of mistrust in the children they care for. Failure to develop trust will result in fear and a belief that the world is inconsistent and unpredictable.

Of course, no child is going to develop a sense of 100 percent trust or 100 percent doubt. Erikson believed that successful development was all about striking a balance between the two opposing sides. When this happens, children acquire hope, which Erikson described as an openness to experience tempered by some wariness that danger may be present.

The first stage happens during birth to infancy and the one who contributed trust and/or mistrust is the one who took care of you. maka-think ka nga it's impossible to go in one direction ra so i-take into consideration ang conclusion/ summary naa sa last paragraph.

"libog sabton" and mas lisod in application sir.
ang stages of growth and development sa bata ky simple rmn yet dako kaayo ang impact.
I hope, those parents and aspiring to be one will learn to apply this sa inyo child/children. gamay ra na siya nga butang pero it can either make or break your child without you realizing it.

[medwarc]

sir @medwarc, look for kana mo fit sa imo sir, hehe...
kuan na siya, ga involve og other people man gud and how it affects you.

using the same source as given above:


The first stage happens during birth to infancy and the one who contributed trust and/or mistrust is the one who took care of you. maka-think ka nga it's impossible to go in one direction ra so i-take into consideration ang conclusion/ summary naa sa last paragraph.

"libog sabton" and mas lisod in application sir.
ang stages of growth and development sa bata ky simple rmn yet dako kaayo ang impact.
I hope, those parents and aspiring to be one will learn to apply this sa inyo child/children. gamay ra na siya nga butang pero it can either make or break your child without you realizing it.

thanks for further clarification Ma'am. I'll try to re-read it and understands since I have a 2 yr old daughter. the word that attracted me is "child" and a father wants the best for his kid...

[I'm Pawesome]

20 years old. 17000/month kay probi pako (1 month). Naa koy kauban sa work na same nako ug work unya he earns 20,000/month kay regular na xa so ako pud cguro after 5 more months.

Savings = 1k kay waldas akong una nga sweldo. Hahaha.

wow, asa ka nag work bro? hiring pa dha? HAHAHA

[heartbreaker006]

asa man nindot mag invest??

[SuperStar]

ako 23 pud unta nako naa na unta koy 100k+ kay 2-3 akong source of income...kaso lang at that time nahimo kong gastador...palit mga gamit ug kaon permi sa gawas bsag naay pagkaon sa amoa.

karon 24 nako...naka abot japon ko 100k+...sayang kay 200k+ na unta ni ron...sayang ang 1 year hehehe

Sa mga nisulti they are too early or too late para mu invest, always remember that Warren buffett, one of the greatest investors of all time started investing at age 11! But still he thinks he is late and wished he started even earlier. His goal was to reach $225k so he could retire early. Now he is worth $53.5 Billion as of march 2013. He could have been worth more but he is known as a philanthropist. He has donated billions to charity already.

Im at age 23 and have a savings of 100k+, I am a graduating student and currently working at my Dad's Business. I have always dreamed of starting my own business and I have a long list of what business I would like to start. My goal is to build my own business empire. But the more I read books, the more I realize majority of us invest in "busyness" and not Business! The diploma we receive after we graduate does not guarantee us financial freedom. I am a Engineering student, but I have now realised how financially illiterate I was. Now, I am starting to learn. I have not started investing on any business as of now. But I have started investing in myself by reading books. As this is the only investment no one can take away from me and will affect every decision I make in the future.

My goal now is to do the job that I love and just FOCUS. To build my empire, I aim to become a investor one day just like warren buffet.

[SuperStar]

before investing..


first save up to 3-6 months of your monthly expenses for back up/ emergency puposes.
second get an insurance
third you choose stocks, uitf or mutual funds, etf, rtb, etc.


that's all thank you hehehe

asa man nindot mag invest??

[enimavix]

maka inspire. 21 y/o 20k/month pero wa jud koi savings. di man unta ko gastador pero naa ko gpa eskwela nga igsoon duha ka buok. Asset includes: 2 smartphones, 1 3D TV, 1 Ref. Mao ra.

Anyways, naa ba kaha dinhi ang pwede mo walkthrough nako about the whole "investing" thing kai maglibog ko unsai meaning anang mga stocks, uitf mutual funds, etf, rtb. :/

salamat daan sa mutabang

[sammedriano]

Enimvix, I am at your age too. Also a newbie in investing. Here's my 2 cents to help you out.

To start investing, do the following: Read, Read, and Read more. Then, ask questions

As for reading materials? Start reading these books:

1. Rich Dad, Poor Dad by Robert Kiyosaki (This is to inspire you and make you more motivated to invest - and understand the difference between assets and liabilities. )

2. My maids invest in the stock market by Bo Sanchez (This will guide you about investing direct with the stock market)

3. 8 secrets of the truly rich by Bo Sanchez (another guide that will help you)

(These are the books that I've read so far, and I'd like to let you know that I've learned a lot from those books.)

Then, start reading about UITF, Mutual Funds, and Stocks.

As for me, I started with UITF and then Mutual Funds. Now, I will start investing next month with a Mutual Fund company. Wish me luck and all of us who thinks financial literacy is very important.

maka inspire. 21 y/o 20k/month pero wa jud koi savings. di man unta ko gastador pero naa ko gpa eskwela nga igsoon duha ka buok. Asset includes: 2 smartphones, 1 3D TV, 1 Ref. Mao ra.

Anyways, naa ba kaha dinhi ang pwede mo walkthrough nako about the whole "investing" thing kai maglibog ko unsai meaning anang mga stocks, uitf mutual funds, etf, rtb. :/

salamat daan sa mutabang